737 Pearl St, Ottawa, IL 61350 Property Records

LaSalle County property record for 737 Pearl St, Ottawa, IL 61350

Property Summary

Property TypeSingle Family Home
Details1,696 sqft · built 1901
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$164,500 (May 2019)
Tax Bill$4,780 (2025)
Deeds & MortgagesNov 2022 Sale
May 2019 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN21-12-144-004

Property Details

APN / Parcel Number

Primary APN21-12-144-004
Alternative APN
  • 18-12-183-004

Interior

Plumbing Fixtures5 Plumbing Fixtures
Stories2 Stories
Building Area1,696 sqft Total Area

Exterior

Year BuiltBuilt 1901
Effective Year BuiltEffective 1901
Lot Area7,405 sqft (0.17 acres)

Location & Zoning

Street Address737 PEARL ST
CityOTTAWA
StateIL
Zip61350-3047
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGREEN'S ADD, LT 4 BLK 11 SEC 12-33-3
Legal Range03
Legal Township33
Legal Section12
Legal SubdivisionGREENS ADD
Legal Block11
Legal Lot Number4
JurisdictionLASALLE IL
Township / Civil DivisionOTTAWA
Census Block Group5
Census Block5047
Census Tract962300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Ottawa East Side Historic District
listed 2013 · 301 contributing resources · NRIS 13000718

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

737 Pearl St is owned and occupied by an individual who bought it in May 2019.

Source: LaSalle County records, as of June 29, 2026

Owner of RecordIndividual Name on File
Mailing Address737 PEARL ST, OTTAWA, IL 61350-3047
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 4, 2022Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
May 23, 2019Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK
Jun 6, 2017Deed, Transfer
Jun 6, 2017Deed, Transfer · Conventional Mortgage
PERL MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 23, 2019 · Amount on File
Deed SaleMay 23, 2019 · Amount on File
Prior SaleJun 6, 2017 · Amount on File
Deed Document Number20196065
Record UpdatedSep 20, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLASALLE IL
Recording DateNov 4, 2022
Property Address737 PEARL ST, OTTAWA, IL 61350-3047
Document Number0202214162
Instrument DateOct 31, 2022
Instrument2022-14162
Transaction TypeTransfer
Record UpdatedNov 23, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$315.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address737 PEARL ST, OTTAWA, IL 61350-3047

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLASALLE IL
Recording DateMay 23, 2019
Property Address737 PEARL ST, OTTAWA, IL 61350-3047
Document Number201906065
Instrument DateMay 18, 2019
Instrument201906065
Transaction TypeTransfer
Record UpdatedJun 7, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$246.75
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address737 PEARL ST, OTTAWA, IL 61350-3047

Mortgage

Document Number201906066
DateMay 23, 2019
Instrument201906066
Lender
NameWELLS FARGO BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

June 2017: Deed, Transfer

Document TypeDeed
JurisdictionLASALLE IL
Recording DateJun 6, 2017
Property Address737 PEARL ST, OTTAWA, IL 61350-3047
Document Number201707851
Instrument DateJun 2, 2017
Instrument201707851
Transaction TypeTransfer
Record UpdatedFeb 6, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$247.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

June 2017: Deed, Transfer

Document TypeDeed
JurisdictionLASALLE IL
Recording DateJun 6, 2017
Property Address737 PEARL ST, OTTAWA, IL 61350-3047
Document Number201707851
Instrument DateJun 2, 2017
Instrument201707851
Transaction TypeTransfer
Record UpdatedJun 7, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$247.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201707852
DateJun 6, 2017
Instrument201707852
Lender
NamePERL MORTGAGE INC
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate
Rate4.13%

Tax Assessment & Valuation

The 2025 property tax bill for 737 Pearl St was $4,780, up 8.9% from the year before.

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLaSalle County
County SubdivisionOttawa Township
MunicipalityOttawa City
Elementary School DistrictOttawa Elementary School District 141 (PK - 08)
Secondary School DistrictOttawa Township High School District 140 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,780.00 (+8.93%)$53,651 Land $8,408 Building $45,243$160,953 Land $25,224 Building $135,729
2024$4,388.00
2023$43,511 (+10.18%) Land $6,819 Building $36,692$130,533 (+10.18%) Land $20,457 Building $110,076
2022$39,491 Land $9,923 Building $29,568$118,473 Land $29,769 Building $88,704

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 737 Pearl St in Zone X, an area of minimal flood risk, though there have been 38 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 15 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims38 (1979–2020)
Claims Outside the SFHA13 of 38
Most Recent ClaimMay 2020 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 8 claims
  • Severe Storms And Flooding, Sep 2008 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 737 Pearl St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTTAWA
serves 18,097 people · EPA ID IL0990800
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fixed Wireless
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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