LaSalle County property record for 720 Pearl St, Ottawa, IL 61350
| Property Type | Single Family Home |
|---|---|
| Details | 1,792 sqft · built 1935 |
| Lot Size | 0.164 acres (7,158 sqft) |
| Owner | Individual Name on File |
| Last Sale | $177,000 (Aug 2021) |
| Tax Bill | $4,896 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-12-139-012 |
| Primary APN | 21-12-139-012 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,792 sqft Total Area |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Lot Area | 7,158 sqft (0.164 acres) |
| Street Address | 720 PEARL ST |
|---|---|
| City | OTTAWA |
| State | IL |
| Zip | 61350-3048 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GREEN'S ADD, LT 12 BLK 8 SEC 12-33-3 |
| Legal Range | 03 |
| Legal Township | 33 |
| Legal Section | 12 |
| Legal Subdivision | GREENS ADD |
| Legal Block | 8 |
| Legal Lot Number | 12 |
| Jurisdiction | LASALLE IL |
| Township / Civil Division | OTTAWA |
| Census Block Group | 5 |
| Census Block | 5008 |
| Census Tract | 962300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Ottawa East Side Historic District listed 2013 · 301 contributing resources · NRIS 13000718 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
720 Pearl St is owned and occupied by an individual who bought it in August 2021.
Source: LaSalle County records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 720 PEARL ST, OTTAWA, IL 61350-3048 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 24, 2021 | Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES |
| Nov 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OTTAWA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 24, 2021 · Amount on File |
| Deed Sale | Aug 24, 2021 · Amount on File |
| Prior Sale | Dec 21, 2012 · Amount on File |
| Deed Document Number | 202113318 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LASALLE IL |
| Recording Date | Aug 24, 2021 |
| Property Address | 720 PEARL ST, OTTAWA, IL 61350-3048 |
| Document Number | 202113318 |
| Instrument Date | Aug 23, 2021 |
| Instrument | 2021-13318 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $265.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1103 POST ST, 1103, OTTAWA, IL 61350-2276 |
| Name | Verified Name |
|---|---|
| Address | 720 PEARL ST, OTTAWA, IL 61350-3048 |
| Document Number | 202113319 |
|---|---|
| Date | Aug 24, 2021 |
| Instrument | 2021-13319 |
| Name | FIRST STATE MORTGAGE SERVICES |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 3.75% |
|---|
| Document Number | 0202113320 |
|---|---|
| Date | Aug 24, 2021 |
| Instrument | 2021-13320 |
| Name | ILLINOIS HOUSING DEV AUTHORITY |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LASALLE IL |
| Property Address | 720 PEARL ST, OTTAWA, IL 61350-3048 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202017191 |
|---|---|
| Date | Nov 4, 2020 |
| Instrument | 2020-17191 |
| Name | FIRST NATIONAL BANK OTTAWA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 1, 2035 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 720 Pearl St was $4,896, up 8.9% from the year before.
Source: LaSalle County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | LaSalle County |
| County Subdivision | Ottawa Township |
| Municipality | Ottawa City |
| Elementary School District | Ottawa Elementary School District 141 (PK - 08) |
| Secondary School District | Ottawa Township High School District 140 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,896.00 (+8.87%) | $54,815 Land $8,265 Building $46,550 | $164,445 Land $24,795 Building $139,650 |
| 2024 | $4,497.00 | ||
| 2023 | $44,455 (+10.18%) Land $6,703 Building $37,752 | $133,365 (+10.18%) Land $20,109 Building $113,256 | |
| 2022 | $40,348 Land $9,923 Building $30,425 | $121,044 Land $29,769 Building $91,275 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 720 Pearl St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 38 (1979–2020) |
| Claims Outside the SFHA | 13 of 38 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 720 Pearl St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTTAWA serves 18,097 people · EPA ID IL0990800 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | Radium resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fixed Wireless | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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