737 Old Fain Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 737 Old Fain Rd, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,276 sqft · built 1990
Lot Size	1.37 acres (59,677 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Apr 2023)
Tax Bill	$1,167 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Jul 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`451000677799000`

Property Details

APN / Parcel Number

Primary APN	`451000677799000`
Alternative APNs	`55094` `59817`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,276 sqft Heated Area
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2000
Exterior Material	Combination
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	59,677 sqft (1.37 acres)
Lot Dimensions	283 ft deep x 76 ft wide
Deck Area	720 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	59817
Street Address	737 OLD FAIN RD
City	MURPHY
State	NC
Zip	28906-9681
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25 SEC 2 WOLF MTN EST 1685/492
Legal Subdivision	WOLF MTN EST
Legal Lot Number	25
Jurisdiction	CHEROKEE NC
Township / Civil Division	HOTHOUSE
Census Block Group	1
Census Block	1019
Census Tract	930606

Owner

737 Old Fain Rd is owned by an individual who bought it in April 2023.

Source: Cherokee County records, as of October 9, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	427 GOLDEN ISLES DR APT 11E, 11E, HALLANDALE BEACH, FL 33009-7545
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2023	Warranty Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC
Jul 7, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2023 · Amount on File
Deed Sale	Apr 6, 2023 · Amount on File
Prior Sale	Jul 7, 2021 · Amount on File
Deed Document Number	1634
Deed Book / Page	1732 / 842
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Apr 6, 2023
Property Address	737 OLD FAIN RD, MURPHY, NC 28906-9681
Document Number	001732/842
Book / Page	1732 / 842
Instrument Date	Mar 10, 2023
Instrument	1634
Transaction Type	Transfer
Record Updated	May 9, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1664 OLD FAIN RD, MURPHY, NC 28906-6300

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	427 GOLDEN ISLES DR APT 11E, 11E, HALLANDALE BEACH, FL 33009-7545

Mortgage

Document Number	0001732845
Date	Apr 6, 2023
Instrument	1732/845

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jul 7, 2021
Property Address	737 OLD FAIN RD, MURPHY, NC 28906-9681
Document Number	1685/492
Book / Page	1685 / 492
Instrument Date	Jun 21, 2021
Instrument	4546
Transaction Type	Transfer
Record Updated	Aug 25, 2021

Transaction

Amount	Amount on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	266 CANNON RD, 266, WILTON, CT 06897-2211

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1664 OLD FAIN RD, MURPHY, NC 28906-6300

Tax Assessment & Valuation

The 2025 property tax bill for 737 Old Fain Rd was $1,167.

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,167.00	$154,710	$154,710 Land $10,000 Building $144,710
2023		$137,910	$137,910 Land $10,000 Building $127,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 737 Old Fain Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 737 Old Fain Rd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 77% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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