Cherokee County property record for 491 Old Fain Rd, Murphy, NC 28906
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,280 sqft · built 2008 |
| Lot Size | 1.82 acres (79,279 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,020 (2025) |
| Deeds & Mortgages | May 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 451000666678000 |
| Primary APN | 451000666678000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,280 sqft Heated Area |
| Gross Area | 1,872 sqft |
| 1st Floor Area | 1,280 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Wood |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Asphalt |
| Lot Area | 79,279 sqft (1.82 acres) |
| Lot Dimensions | 461 ft deep x 318 ft wide |
| Porch | Slab |
| Porch Area | 204 sqft |
| Deck Area | 388 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 57322 |
|---|---|
| Street Address | 491 OLD FAIN RD |
| City | MURPHY |
| State | NC |
| Zip | 28906-9624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR A WOLF MOUNTAIN EST 1320/1070 1722/20 |
| Legal Tract | A |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | HOTHOUSE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 930606 |
491 Old Fain Rd is owned by two individuals who acquired it in April 2022.
Source: Cherokee County records, as of October 13, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6384 MILK WAGON LN, MIAMI LAKES, FL 33014-6079 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 23, 2022 |
| Transfer Doc | 01710/1031 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | May 2, 2022 |
| Property Address | 491 OLD FAIN RD, MURPHY, NC 28906-9624 |
| Document Number | 01710/1031 |
| Book / Page | 1710 / 1031 |
| Instrument Date | Apr 13, 2022 |
| Instrument | 2845 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6384 MILK WAGON LN, 6384, MIAMI LAKES, FL 33014-6079 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6384 MILK WAGON LN, MIAMI LAKES, FL 33014-6079 |
The 2025 property tax bill for 491 Old Fain Rd was $1,020.
Source: Cherokee County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,020.00 | $133,590 | $133,590 Land $10,000 Building $123,590 |
| 2023 | $133,590 | $133,590 Land $10,000 Building $123,590 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 491 Old Fain Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 491 Old Fain Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 74% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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