737 Loretta Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 737 Loretta Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,320 sqft · built 1995
Lot Size	0.339 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$243,000 (May 2017)
Tax Bill	$4,503 (2025)
Deeds & Mortgages	Apr 2020 Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A912000165`

Property Details

APN / Parcel Number

Primary APN	`A912000165`
Alternative APN	`2-050D-6647-00-0008.0000000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,320 sqft Living Area
1st Floor Area	1,312 sqft
Basement Area	1,008 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Architectural Style	Other
Exterior Material	Brick/Stone
Lot Area	14,810 sqft (0.339 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	254 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	A912000165
Old Parcel Number	A912000165
Street Address	737 LORETTA DR
City	O FALLON
State	MO
Zip	63366-2162
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CORONATION EST LOT 8
Legal Range	03E
Legal Township	47N
Legal Subdivision	CORONATION EST
Legal Lot Number	8
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	3
Census Block	3008
Census Tract	311802

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	737 LORETTA DR, O FALLON, MO 63366-2162
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2020	Deed of Trust, Mortgage STIFEL BK&TR
May 1, 2017	Warranty Deed, Transfer · FHA Mortgage BUSEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2017 · Amount on Record
Deed Sale	May 1, 2017 · Amount on Record
Prior Sale	Nov 17, 1997 · Amount on Record
Deed Document Number	0006736790
Deed Book / Page	6736 / 790
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	737 LORETTA DR, O FALLON, MO 63366-2162
Document Number	0072821906
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Jul 10, 2020
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	737 LORETTA DR O FALLON MO 633662162, O FALLON, MO 63366-2162

Mortgage

Document Number	0072821906
Date	Apr 29, 2020
Book Page	007282/001906
Instrument	272580

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 28, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 1, 2017
Property Address	737 LORETTA DR, O FALLON, MO 63366-2162
Document Number	0067360790
Book / Page	6736 / 0790
Map Reference	MB 30 PG 82
Instrument Date	Apr 21, 2017
Instrument	20170501000261640
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	SELECT TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	737 LORCLTA DR, 737, O FALLON, MO 63366

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	737 LORETTA DR, O FALLON, MO 63366-2162

Mortgage

Document Number	20170501000261650
Date	May 1, 2017
Instrument	20170501000261650

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,503.00	$70,182 (+7.36%)	$369,379 (+7.36%) Land $65,000 Building $304,379
2023		$65,371
2022			$344,058 Land $50,000 Building $294,058

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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