719 Loretta Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 719 Loretta Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,420 sqft · built 1994
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Jun 2023)
Tax Bill	$4,200 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jun 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A912000168`

Property Details

APN / Parcel Number

Primary APN	`A912000168`
Alternative APN	`2-050D-6647-00-0011.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,420 sqft Living Area
Gross Area	3,964 sqft
1st Floor Area	1,808 sqft
Basement Area	1,716 sqft
Finished Basement	612 sqft
Unfinished Basement	1,104 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	502 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A912000168
Street Address	719 LORETTA DR
City	O FALLON
State	MO
Zip	63366-2162
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CORONATION EST LOT 11
Legal Subdivision	CORONATION EST
Legal Lot Number	11
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	3
Census Block	3008
Census Tract	311802

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	719 LORETTA DR, O FALLON, MO 63366-2162
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage · Line of Credit ARVEST BANK
Jun 19, 2023	Warranty Deed, Transfer · Conventional Mortgage HEARTLAND BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2023 · Amount on Record
Deed Sale	Jun 19, 2023 · Amount on Record
Prior Sale	Nov 18, 2019 · Amount on Record
Deed Document Number	202323706
Prior Transfer Date	Nov 8, 2019
Prior Transfer Doc	0000657170
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Recording Date	May 21, 2026
Property Address	719 LORETTA DR, O FALLON, MO 63366-2162
Document Number	0000023918
Instrument Date	May 14, 2026
Instrument	202623918
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	719 LORETTA DR, O FALLON, MO 63366-2162
Investor	Possibly a Property Investor

Mortgage

Document Number	0000023918,
Date	May 21, 2026
Instrument	202623918

Lender

Name	ARVEST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2051

Interest

Rate	6.3%
Max Rate	-1%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 19, 2023
Property Address	719 LORETTA DR, O FALLON, MO 63366-2162
Document Number	0000023706
Map Reference	MB 30 PG 82
Instrument Date	Jun 14, 2023
Instrument	2023R-023706
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	STATE LOUIS COMPANY TITLE (SLCTC), STL

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	719 LORETTA DR, O FALLON, MO 63366-2162

Mortgage

Document Number	0000023707
Date	Jun 19, 2023
Instrument	2023R-023707

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Jul 1, 2030
Change Frequency	6 Months
Min Rate At Change	5%
Max Rate At Change	8.5%
Index	Other
Margin	5
Max Rate	12.5%

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,419 (-)	$344,308 (-) Land $65,000 Building $279,308
2025	$4,200.00 (+16.83%)	$65,419 (+10.93%)	$344,308 (+10.93%) Land $65,000 Building $279,308
2023		$58,973 (+16.71%)
2022	$3,595.00	$50,529	$310,386 (+16.71%) Land $50,000 Building $260,386
2021			$265,945 Land $40,000 Building $225,945

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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