737 Elm St, Colon, MI 49040 Property Records

St. Joseph County property record for 737 Elm St, Colon, MI 49040

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,804 sqft
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Jun 2018)
Tax Bill	$4,203 (2025)
Deeds & Mortgages	Jun 2018 Sale & Mortgage Apr 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`041-160-009-00`

Property Details

APN / Parcel Number

Primary APN	`041-160-009-00`

Interior

Full Baths	2 Baths
Building Area	1,804 sqft Building Perimeter
1st Floor Area	1,116 sqft
Basement Area	918 sqft
Unfinished Basement	918 sqft

Exterior

Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	132 ft deep x 95 ft wide
Garage Area	768 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	737 ELM ST
City	COLON
State	MI
Zip	49040-9384
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 6 & 7 & LAND E TO PALMER LAKE EXC N 20 FT OF LOT 6 EXT E TO LAKE BLK 4 HILLS ADD. VIL OF COLON.
Legal Subdivision	HILLS ADDITION
Legal Block	4
Legal Lot Number	6-7
Jurisdiction	ST JOSEPH MI
Township / Civil Division	COLON
Census Block Group	3
Census Block	3003
Census Tract	41302

Owner

737 Elm St is owned by two individuals who bought it in June 2018.

Source: St. Joseph County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8154 SEMINOLE CT, ORLAND PARK, IL 60462-4919
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2018	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Apr 4, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Mar 7, 2017	Quit Claim Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2018 · Amount on File
Deed Sale	Jun 12, 2018 · Amount on File
Prior Sale	Oct 21, 2013
Deed Book / Page	1919 / 188
Prior Transfer Date	Mar 18, 2017
Prior Transfer Doc	1864/0399
Record Updated	Sep 20, 2026

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jun 12, 2018
Property Address	737 ELM ST, COLON, MI 49040-9384
Document Number	01919/0188
Book / Page	1919 / 0188
Instrument Date	Jun 8, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,752.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2623, PORTAGE, MI 49081-2623

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8154 SEMINOLE CT, ORLAND PARK, IL 60462-4919

Mortgage

Document Number	0001919191
Date	Jun 12, 2018
Instrument	1919/191

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Interest

Index	6-Month T-Bill

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Apr 4, 2017
Property Address	737 ELM ST, COLON, MI 49040-9384
Document Number	1864/0399
Book / Page	1864 / 0399
Instrument Date	Mar 18, 2017
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9766 S WESTNEDGE AVE, 9766, PORTAGE, MI 49002-6830

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2623, PORTAGE, MI 49081-2623

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Mar 7, 2017
Property Address	737 ELM ST, COLON, MI 49040-9384
Document Number	1860/0974
Book / Page	1860 / 0974
Map Reference	LB1 PG27
Instrument Date	Feb 22, 2017
Transaction Type	Transfer
Record Updated	Jul 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23341 66TH AVE, 23341, MATTAWAN, MI 49071-9521

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9766 S WESTNEDGE AVE, PORTAGE, MI 49002-6830

Mortgage

Document Number	18600978
Date	Mar 7, 2017
Instrument	1860/0978

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 737 Elm St was $4,203.

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Colon Township
Municipality	Colon Village
Unified School District	Colon Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$283,700 (+18.06%)	$567,400 (+18.06%)
2025	$4,203.00	$240,300 Land $82,200 Building $158,100	$480,600 Land $164,400 Building $316,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 737 Elm St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 737 Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLON serves 1,190 people · EPA ID MI0001540
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frontier.

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