688 Elm St, Colon, MI 49040 Property Records

St. Joseph County property record for 688 Elm St, Colon, MI 49040

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,200 sqft
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Sep 2022)
Tax Bill	$1,518 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`041-110-001-00`

Property Details

APN / Parcel Number

Primary APN	`041-110-001-00`

Interior

Full Baths	1 Bath
Building Area	1,200 sqft Building Perimeter
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft

Exterior

Architectural Style	Mobile Home
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	155 ft deep x 100 ft wide
Garage Area	832 sqft

Location & Zoning

Street Address	688 ELM ST
City	COLON
State	MI
Zip	49040-9332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOTS 6-7-8-9 BLK A. CLARK'S REPLAT OF HILLS ADD. VIL OF COLON.
Legal Subdivision	CLARKS REP OF HILLS ADD
Legal Block	A
Legal Lot Number	6-9
Jurisdiction	ST JOSEPH MI
Township / Civil Division	COLON
Census Block Group	1
Census Block	1086
Census Tract	41302

Owner

688 Elm St is owned and occupied by an individual who bought it in September 2022.

Source: St. Joseph County records, as of July 24, 2026

Owner of Record	Individual Name on File
Mailing Address	688 ELM ST, COLON, MI 49040-9332
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2022 · Amount on File
Deed Sale	Sep 20, 2022 · Amount on File
Prior Sale	Dec 22, 1999 · Amount on File
Deed Document Number	20228281
Prior Transfer Date	Sep 10, 2010
Prior Transfer Doc	1587/0042
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Sep 20, 2022
Property Address	688 ELM ST, COLON, MI 49040-9332
Document Number	2022008281
Map Reference	LB 1 PG 76
Instrument Date	Sep 20, 2022
Instrument	2022008281
Transaction Type	Transfer
Record Updated	Oct 3, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	688 ELM ST, 688, COLON, MI 49040-9332

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25306 SPRING CREEK RD, MENDON, MI 49072-9526

Mortgage

Date	Sep 20, 2022

Lender

Name	DEERE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 688 Elm St was $1,518 with a homeowner's exemption.

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Colon Township
Municipality	Colon Village
Unified School District	Colon Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,800 (+27.52%) Land $16,300 Building $30,500	$93,600 (+27.52%) Land $32,600 Building $61,000
2025	$1,518.00 Homeowner's exemption	$36,700 Land $7,200 Building $29,500	$73,400 Land $14,400 Building $59,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 688 Elm St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 688 Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLON serves 1,190 people · EPA ID MI0001540
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frontier.

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