737 E Oak St, Oakland, MD 21550 Property Records

Garrett County property record for 737 E Oak St, Oakland, MD 21550

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,660 sqft · built 1935
Lot Size	0.379 acres (16,552 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Nov 2019)
Tax Bill	$2,268 (2023)
Deeds & Mortgages	Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-002953`

Property Details

APN / Parcel Number

Primary APN	`17-002953`
Alternative APN	`002953`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,660 sqft Total Area
1st Floor Area	1,016 sqft

Exterior

Year Built	Built 1935
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	16,552 sqft (0.379 acres)
Garage Type	Detached
Garage Area	960 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	96 sqft
Deck Area	216 sqft
Shed	1 Shed
Shed Area	960 sqft

Utilities, Heating & Cooling

Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	002953
Street Address	737 E OAK ST
City	OAKLAND
State	MD
Zip	21550-1653
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	16552 SQ FT 737 E OAK ST OAKLAND
Legal Subdivision	BRANTS ADD
Legal Lot Number	13
Jurisdiction	GARRETT MD
Township / Civil Division	7, EAST OAKLAND
Census Block Group	2
Census Block	2063
Census Tract	601

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Oakland Historic District listed 1984 · 175 contributing resources · NRIS 84001798

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Garrett County records, as of September 20, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	737 E OAK ST, OAKLAND, MD 21550-1653
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2019 · Amount on Record
Deed Sale	Nov 26, 2019 · Amount on Record
Prior Sale	Dec 10, 2004 · Amount on Record
Deed Document Number	0002171372
Deed Book / Page	2171 / 372
Record Updated	Jun 7, 2026

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Nov 26, 2019
Property Address	737 E OAK ST, OAKLAND, MD 21550-1653
Document Number	0021710372
Book / Page	2171 / 0372
Map Reference	LB 481 FO 696
Instrument Date	Nov 20, 2019
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ALLEGHENY HIGHLANDS TTL & SE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	737 E OAK ST, OAKLAND, MD 21550-1653

Mortgage

Document Number	0002171378
Date	Nov 26, 2019
Instrument	2171/378

Lender

Name	FIRST PEOPLES COMMUNITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2034

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2024
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.87%
Index	1-Year CMT
Max Rate	9.87%

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Municipality	Oakland Town
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,268.00	$138,300	$157,300 Land $24,200 Building $133,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OAKLAND serves 1,850 people · EPA ID MD0110008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
Pogozone powered by Neubeam Fixed Wireless	300 / 40

May also be available: Mountain Communications, T-Mobile, Verizon, Xfinity.

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