736 E Oak St, Oakland, MD 21550 Property Records

Garrett County property record for 736 E Oak St, Oakland, MD 21550

Property Summary

Property Type	Medical Building
Details	1,740 sqft · built 1959
Lot Size	0.25 acres (10,890 sqft)
Owner	Company Name on Record
Last Sale	$210,000 (Jun 2021)
Tax Bill	$3,339 (2025)
Deeds & Mortgages	Jun 2021 Sale & Line of Credit Mar 2019 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-002414`

Property Details

APN / Parcel Number

Primary APN	`17-002414`
Alternative APN	`002414`

Interior

Stories	1 Story
Building Area	1,740 sqft Total Area
1st Floor Area	1,740 sqft
Basement Area	1,380 sqft
Unfinished Basement	1,380 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Brick Veneer
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Connected

Location & Zoning

Account Number	002414
Street Address	736 E OAK ST
City	OAKLAND
State	MD
Zip	21550-1615
Property Category	Commercial
Property Type	Commercial > Office > Medical Building
Local Zoning Code	R
Legal Description	0.25 AC 736 E OAK ST OAKLAND
Legal Subdivision	BRANTS ADDITION
Jurisdiction	GARRETT MD
Township / Civil Division	7, EAST OAKLAND
Census Block Group	2
Census Block	2062
Census Tract	601

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Oakland Historic District listed 1984 · 175 contributing resources · NRIS 84001798

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Garrett County records, as of August 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3079 BUMBLE BEE RD, ACCIDENT, MD 21520-1028
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2021	Deed, Transfer · Line of Credit FIRST UNITED BANK & TRUST CO
Mar 5, 2019	Grant Deed, Transfer · Line of Credit BRANCH BK&TR
May 29, 2018	Deed, Transfer · Commercial Mortgage FIRST UNITED BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2021 · Amount on Record
Deed Sale	Jun 10, 2021 · Amount on Record
Prior Sale	Mar 5, 2019 · Amount on Record
Deed Book / Page	2321 / 288
Prior Transfer Date	Jun 27, 2013
Prior Transfer Doc	0017540463
Record Updated	Jun 8, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Jun 10, 2021
Property Address	736 E OAK ST, OAKLAND, MD 21550-1615
Document Number	0023210288
Book / Page	2321 / 288
Map Reference	LB WHT 2 PG 502
Instrument Date	Jun 7, 2021
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3079 BUMBLE BEE RD, ACCIDENT, MD 21520-1028

Mortgage

Document Number	0002321293
Date	Jun 10, 2021
Instrument	2321/293

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GARRETT MD
Recording Date	Mar 5, 2019
Property Address	736 E OAK ST, OAKLAND, MD 21550-1615
Document Number	0021200336
Book / Page	002120 / 000336
Instrument Date	Feb 28, 2019
Transaction Type	Transfer
Record Updated	Mar 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1279 MEMORIAL DR OAKLAND MD 215504341, OAKLAND, MD 21550-4341

Mortgage

Document Number	21200340
Date	Mar 5, 2019
Book Page	002120/000340

Lender

Name	BRANCH BK&TR
Type	Bank
Address	OAKLAND, MD 21550-1503

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	May 29, 2018
Property Address	736 E OAK ST, OAKLAND, MD 21550-1615
Document Number	0020740294
Book / Page	2074 / 0294
Map Reference	LB WHT2 PG502
Instrument Date	May 24, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	DEEP CREEK TITLE GROUP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Living Trust
Address	3041 UNIVERSITY AVE, MORGANTOWN, WV 26505-0573

Mortgage

Document Number	0002074297
Date	May 29, 2018
Instrument	2074/297

Lender

Name	FIRST UNITED BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Municipality	Oakland Town
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,339.00 (+12.12%)	$208,200 (+14.65%) Land $27,200 Building $181,000	$208,200 (-) Land $27,200 Building $181,000
2023	$2,978.00	$181,600	$208,200 Land $27,200 Building $181,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OAKLAND serves 1,850 people · EPA ID MD0110008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
Pogozone powered by Neubeam Fixed Wireless	300 / 40

May also be available: Mountain Communications, T-Mobile, Verizon, Xfinity.

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