731 E Gardenia Dr, Phoenix, AZ 85020 Property Records

Maricopa County property record for 731 E Gardenia Dr, Phoenix, AZ 85020

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,795 sqft · built 1984
Lot Size	0.072 acres (3,115 sqft)
Owner	Individual Name on Record
Last Sale	$500,000 (Oct 2022)
Tax Bill	$3,218 (2025)
Deeds & Mortgages	Feb 2026 Sale Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`160-19-094`

Property Details

APN / Parcel Number

Primary APN	`160-19-094`
Alternative APN	`160190943`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,795 sqft Living Area
1st Floor Area	1,553 sqft
2nd Floor Area	242 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Townhouse
Exterior Material	Combination
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,115 sqft (0.072 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	731 E GARDENIA DR
City	PHOENIX
State	AZ
Zip	85020-5056
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PAD-MD
Legal Description	NORTHRIDGE VILLAGE TWO MCR 214-19
Legal Range	3E
Legal Township	2N
Legal Section	4
Legal Subdivision	NORTHRIDGE VILLAGE TWO
Legal Lot Number	28
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	4
Census Block	4002
Census Tract	106300

Owner

Source: Maricopa County records, as of February 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	731 E GARDENIA DR, PHOENIX, AZ 85020-5056
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2026	Beneficiary Deed, Transfer
Oct 3, 2022	Warranty Deed, Transfer · Conventional Mortgage BANKERS TRUST COMPANY NA
Feb 9, 2021	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2022 · Amount on Record
Deed Sale	Oct 3, 2022 · Amount on Record
Prior Sale	Jan 30, 2015 · Amount on Record
Deed Document Number	2022753298
Prior Transfer Date	Aug 26, 1995
Prior Transfer Doc	0000524726
Record Updated	Oct 29, 2026

February 2026: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 6, 2026
Property Address	731 E GARDENIA DR, PHOENIX, AZ 85020-5056
Document Number	0000072400
Map Reference	MB 214 PG 19
Instrument Date	Feb 5, 2026
Instrument	20260072400
Transaction Type	Transfer
Record Updated	Feb 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 E GARDENIA DR, PHOENIX, AZ 85020-5056

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 3, 2022
Property Address	731 E GARDENIA DR, PHOENIX, AZ 85020-5056
Document Number	0000753298
Map Reference	MB 214 PG 19
Instrument Date	Aug 22, 2022
Instrument	20220753298
Transaction Type	Transfer
Record Updated	Oct 11, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5017 WORTHINGTON DR, 5017, BETHESDA, MD 20816-2748

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 E GARDENIA DR, PHOENIX, AZ 85020-5056

Mortgage

Document Number	0000753299
Date	Oct 3, 2022
Instrument	20220753299

Lender

Name	BANKERS TRUST COMPANY NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

February 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 9, 2021
Property Address	731 E GARDENIA DR, PHOENIX, AZ 85020-5056
Document Number	0000146366
Map Reference	MB 214 PG 19
Instrument Date	Jan 11, 2021
Instrument	20210146366
Transaction Type	Transfer
Record Updated	Mar 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	737 E GARDENIA DR, PHOENIX, AZ 85020-5056

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Madison Elementary District (PK - 08)
Secondary School District	Phoenix Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,650 (+44.84%)	$406,500 (+5.91%) Land $81,300 Building $325,200
2025	$3,218.00 (+8.31%)	$28,066 (-36.29%)	$383,800 (-12.87%) Land $76,700 Building $307,100
2024		$44,050	$440,500 Land $88,100 Building $352,400
2023	$2,971.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1978–2022)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 2022 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, GeoLinks.

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