Gaston County property record for 737 Centennial St, Gastonia, NC 28056
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,783 sqft · built 2014 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $320,000 (Apr 2026) |
| Tax Bill | $3,162 (2026) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Jul 2023 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 212097 |
| Primary APN | 212097 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 1,783 sqft Heated Area |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Roof Material | Asphalt |
| Lot Area | 6,098 sqft (0.14 acres) |
| Porch | Porch |
| Porch Area | 60 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 737 CENTENNIAL ST |
|---|---|
| City | GASTONIA |
| State | NC |
| Zip | 28056-6920 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | VILLAGE AT PARKSIDE L 111 10 070 020 00 000 |
| Legal Subdivision | THE VILLAGE AT PARKSIDE |
| Jurisdiction | GASTON NC |
| Township / Civil Division | GASTONIA |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 33202 |
737 Centennial St is owned and occupied by an individual who bought it in April 2026.
Source: Gaston County records, as of August 31, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 737 CENTENNIAL ST, GASTONIA, NC 28056-6920 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 24, 2026 | Warranty Deed, Transfer · FHA Mortgage DIRECT MORTGAGE LOAN |
| Jul 18, 2023 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Oct 20, 2017 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Mar 25, 2019 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jun 25, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jan 20, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 24, 2026 · Amount on File |
| Deed Sale | Apr 24, 2026 · Amount on File |
| Prior Sale | Jul 18, 2023 · Amount on File |
| Deed Book / Page | 5635 / 1620 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Apr 24, 2026 |
| Property Address | 737 CENTENNIAL ST, GASTONIA, NC 28056-6920 |
| Document Number | 5635001620 |
| Book / Page | 5635 / 1620 |
| Instrument Date | Apr 24, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2026 |
| Title Company | ICE MORTGAGE TECHNOLOGY INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $64,640.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 737 CENTENNIAL ST, GASTONIA, NC 28056-6920 |
| Document Number | 0056351622, |
|---|---|
| Date | Apr 24, 2026 |
| Book Page | 5635/1622 |
| Name | DIRECT MORTGAGE LOAN |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Number | 5635001637, |
|---|---|
| Date | Apr 24, 2026 |
| Book Page | 5635/1637 |
| Name | NORTH CAROLINA HOUSING FINANCE AGENCY |
|---|
| Amount | Amount on Record |
|---|
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Jul 18, 2023 |
| Property Address | 737 CENTENNIAL ST, GASTONIA, NC 28056-6920 |
| Document Number | 0054230101 |
| Book / Page | 5423 / 101 |
| Map Reference | MB 72 PG 119 |
| Instrument Date | Jul 18, 2023 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2023 |
| Title Company | EXECUTIVE TITLE, EXECUTIVE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $680.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 620 W MEADOW PKWY, MORAVIAN FALLS, NC 28654-9851 |
| Name | Verified Name |
|---|---|
| Address | 737 CENTENNIAL ST, GASTONIA, NC 28056-6920 |
| Document Number | 0005423103 |
|---|---|
| Date | Jul 18, 2023 |
| Instrument | 5423/103 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 737 CENTENNIAL ST, GASTONIA, NC 28056-6920 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0049410143 |
|---|---|
| Date | Oct 20, 2017 |
| Book Page | 4941/0143 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 737 CENTENNIAL ST, GASTONIA, NC 28056-6920 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0050311356 |
|---|---|
| Date | Mar 25, 2019 |
| Book Page | 5031/1356 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 737 CENTENNIAL ST, GASTONIA, NC 28056-6920 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0052410230 |
|---|---|
| Date | Jun 25, 2021 |
| Book Page | 5241/230 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 737 CENTENNIAL ST, GASTONIA, NC 28056-6920 |
| Document Number | 0051042069 |
| Instrument Date | Jan 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2020 |
| Title Company | POWERHOUSE TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 737 CENTENNIAL ST GASTONIA NC 280566920, GASTONIA, NC 28056-6920 |
| Document Number | 0051042069 |
|---|---|
| Date | Mar 2, 2020 |
| Book Page | 005104/002069 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2050 |
The 2026 property tax bill for 737 Centennial St was $3,162.
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Gastonia City |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,162.00 | $295,810 (-) Land $35,000 Building $260,810 | |
| 2025 | $3,162.00 | $295,810 Land $35,000 Building $260,810 | |
| 2023 | $3,194.00 (+27.4%) | $295,810 (+56.92%) Land $35,000 Building $260,810 | |
| 2022 | $2,507.00 | $188,510 Land $28,000 Building $160,510 | |
| 2021 | $188,510 Land $28,000 Building $160,510 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 737 Centennial St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2015 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 737 Centennial St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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