729 Centennial St, Gastonia, NC 28056 Property Records

Gaston County property record for 729 Centennial St, Gastonia, NC 28056 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,942 sqft · built 2013
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Nov 2022)
Tax Bill	$3,381 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Dec 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`212095`

Property Details

APN / Parcel Number

Primary APN	`212095`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,942 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Porch	Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	729 CENTENNIAL ST
City	GASTONIA
State	NC
Zip	28056-6920
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE AT PARKSIDE L 113 10 070 020 00 000
Legal Subdivision	THE VILLAGE AT PARKSIDE
Jurisdiction	GASTON NC
Township / Civil Division	GASTONIA
Census Block Group	1
Census Block	1016
Census Tract	33202

Owner

Source: Gaston County records · APN 212095

Assessment roll updated August 19, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	729 CENTENNIAL ST, GASTONIA, NC 28056-6920
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2022	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Dec 17, 2021	Deed of Trust, Mortgage · Line of Credit CHARLOTTE METRO FCU
Mar 10, 2021	Intrafamily Transfer, Transfer · FHA Mortgage CONTOUR MORTGAGE CORP
Nov 04, 2019	Correction Deed ATTORNEY ONLY
May 06, 2019	Warranty Deed, Transfer · FHA Mortgage AMERICAN SECURITY MORTGAGE CORP
Mar 08, 2018	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 18, 2022 · Amount on Record
Deed Sale	Nov 18, 2022 · Amount on Record
Prior Sale	Mar 10, 2021
Deed Book / Page	5378 / 1402
Prior Transfer Date	Jul 19, 2013
Prior Transfer Doc	0046871814
Record Updated	Jun 08, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Nov 18, 2022
Property Address	729 CENTENNIAL ST, GASTONIA, NC 28056-6920
Document Number	0053781402
Book / Page	5378 / 1402
Map Reference	MB 72 PG 119
Instrument Date	Nov 18, 2022
Transaction Type	Transfer
Record Updated	Dec 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2118 SIMMONS ST, GASTONIA, NC 28052-3553

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	729 CENTENNIAL ST, GASTONIA, NC 28056-6920

Mortgage

Document Number	0053781405
Date	Nov 18, 2022
Instrument	5378/1405

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	729 CENTENNIAL ST, GASTONIA, NC 28056-6920
Transaction Type	Mortgage
Record Updated	Feb 09, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	729 CENTENNIAL ST, GASTONIA, NC 28056-6920

Mortgage

Document Number	0052952318
Date	Dec 17, 2021
Book Page	5295/2318

Lender

Name	CHARLOTTE METRO FCU
Type	Credit Union
Address	CHARLOTTE, NC 28204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 16, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GASTON NC
Recording Date	Mar 10, 2021
Property Address	729 CENTENNIAL ST, GASTONIA, NC 28056-6920
Document Number	0052062223
Book / Page	5206 / 2223
Map Reference	MB 72 PG 119
Instrument Date	Mar 05, 2021
Transaction Type	Transfer
Record Updated	Sep 06, 2021
Title Company	AMERICAS TITLE GROUP, AMERICAS TITLE CORP

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	729 CENTENNIAL ST, GASTONIA, NC 28056-6920

Mortgage

Document Number	52062226
Date	Mar 10, 2021
Instrument	5206/2226

Lender

Name	CONTOUR MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

November 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	GASTON NC
Recording Date	Nov 04, 2019
Property Address	729 CENTENNIAL ST, GASTONIA, NC 28056-6920
Document Number	0050790344
Book / Page	005079 / 000344
Instrument Date	May 20, 2019
Record Updated	Nov 15, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	729 CENTENNIAL ST GASTONIA NC 280566920, GASTONIA, NC 28056-6920

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	May 06, 2019
Property Address	729 CENTENNIAL ST, GASTONIA, NC 28056-6920
Document Number	0050400443
Book / Page	5040 / 0443
Instrument Date	May 06, 2019
Transaction Type	Transfer
Record Updated	Sep 06, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$433.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	411 BAXTER RD, 411, CHERRYVILLE, NC 28021-9545

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	50400445
Date	May 06, 2019
Instrument	5040/0445

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2049

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Mar 08, 2018
Property Address	729 CENTENNIAL ST, GASTONIA, NC 28056-6920
Document Number	0049642170
Book / Page	4964 / 2170
Map Reference	MB 72 PG 119
Instrument Date	Feb 28, 2018
Transaction Type	Transfer
Record Updated	Sep 06, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	729 CENTENNIAL ST, GASTONIA, NC 28056-6920

Mortgage

Document Number	49642175
Date	Mar 08, 2018
Instrument	4964/2175

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2048

Tax Assessment & Valuation

Source: Gaston County records · Assessment roll updated August 19, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Gastonia City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,381.00 (-1.02%)	$316,300 (+1.67%) Land $35,000 Building $281,300
2023	$3,416.00	$311,100 Land $35,000 Building $276,100
2021			$196,880 Land $28,000 Building $168,880

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gaston County (37071C), updated September 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370710332021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2015

Wildfire

Wildfire Risk	Low above 34% of the US · above 46% of North Carolina
Wildfire Likelihood	About 1 in 2,703 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 145 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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