736 Oak St, Elko, NV 89801 Property Records

Elko County property record for 736 Oak St, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,236 sqft · built 1948
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Dec 2017)
Tax Bill	$1,362 (2026)
Deeds & Mortgages	Dec 2017 Sale & Mortgage May 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-184-002`

Property Details

APN / Parcel Number

Primary APN	`001-184-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,236 sqft Living Area
Gross Area	2,874 sqft
1st Floor Area	1,236 sqft
Basement Area	1,236 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Composition Shingle
Lot Area	7,492 sqft (0.172 acres)
Garage Type	Attached
Garage Area	402 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	736 OAK ST
City	ELKO
State	NV
Zip	89801-3311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR
Legal Description	ELKO CITY FILE 1
Legal Subdivision	CITY/ELKO
Legal Block	38
Legal Lot Number	7-9
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	2
Census Block	2022
Census Tract	950800

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	736 OAK ST, ELKO, NV 89801-3311
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2017	Bargain and Sale Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
May 4, 2017	Affidavit of Death, Transfer
Jan 27, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2017 · Amount on Record
Deed Sale	Dec 18, 2017 · Amount on Record
Deed Document Number	2017734789
Prior Transfer Date	Mar 17, 2017
Prior Transfer Doc	0000724744
Record Updated	Oct 29, 2026

December 2017: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Dec 18, 2017
Property Address	736 OAK ST, ELKO, NV 89801-3311
Document Number	0000734789
Instrument Date	Dec 4, 2017
Instrument	734789
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	STEWART TITLE ELKO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$877.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2207 SIERRA DR, 2207, ELKO, NV 89801-4499

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	736 OAK ST, ELKO, NV 89801-3311

Mortgage

Document Number	0000734790
Date	Dec 18, 2017
Instrument	734790

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

May 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ELKO NV
Recording Date	May 4, 2017
Property Address	736 OAK ST, ELKO, NV 89801-3311
Document Number	0000724744
Instrument Date	Mar 17, 2017
Instrument	724744
Transaction Type	Transfer
Record Updated	May 25, 2017

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2207 SIERRA DR ELKO NV 898014499, ELKO, NV 89801-4499

January 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ELKO NV
Recording Date	Jan 27, 2017
Property Address	736 OAK ST, ELKO, NV 89801-3311
Document Number	0000721143
Instrument Date	Jan 26, 2017
Instrument	721143
Transaction Type	Transfer
Record Updated	Feb 20, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	736 OAK ST ELKO NV 898013311, ELKO, NV 89801-3311

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,362.00 (+5.42%)	$46,586 (-0.15%) Land $19,950 Building $26,636	$133,103 (-0.15%) Land $57,000 Building $76,103
2025	$1,292.00 (+19.96%)	$46,657 (+49.38%) Land $19,950 Building $26,707	$133,306 (+49.38%) Land $57,000 Building $76,306
2023	$1,077.00 (+8.02%)	$31,234 (+14.81%) Land $6,930 Building $24,304	$89,240 (+14.81%) Land $19,800 Building $69,440
2022	$997.00	$27,206 Land $6,930 Building $20,276	$77,731 Land $19,800 Building $57,931

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: CC Communications Broadband, Rise Broadband.

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