Elko County property record for 649 Oak St, Elko, NV 89801
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 3,300 sqft · built 1922 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,634 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-181-012 |
| Primary APN | 001-181-012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,300 sqft Living Area |
| Gross Area | 5,142 sqft |
| 1st Floor Area | 3,300 sqft |
| Basement Area | 642 sqft |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Architectural Style | Duplex Single |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 1,200 sqft |
| Parking Spaces | 6 Parking Spaces |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Oil |
| Street Address | 649 OAK ST |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801-3549 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZR |
| Legal Description | PARCEL 1 MAP FILE 666645 LOCATED IN MDB&M FORMERLY ASSESSED AS: 001-181-007 001-181-006 (NO HARD COPY RECORDS, AUTOMATED RECORDS ONLY) |
| Legal Range | 55E |
| Legal Township | 34N |
| Legal Section | 15 |
| Legal Subdivision | FIRST ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 18,19 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 950800 |
Source: Elko County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 649 OAK ST, ELKO, NV 89801-3549 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 10, 2007 |
| Transfer Doc | 0000571348 |
| Record Updated | Oct 29, 2026 |
Source: Elko County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Municipality | Elko City |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,634.00 (+3%) | $145,993 (-1.49%) Land $22,050 Building $123,943 | $417,123 (-1.49%) Land $63,000 Building $354,123 |
| 2025 | $4,499.00 (+13.1%) | $148,194 (+16.61%) Land $22,050 Building $126,144 | $423,411 (+16.61%) Land $63,000 Building $360,411 |
| 2023 | $3,978.00 (+3%) | $127,086 (+17.36%) Land $8,750 Building $118,336 | $363,103 (+17.36%) Land $25,000 Building $338,103 |
| 2022 | $3,862.00 | $108,288 Land $8,750 Building $99,538 | $309,394 Land $25,000 Building $284,394 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Nevada |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ELKO serves 23,000 people · EPA ID NV0000272 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Anthem Broadband of Nevada Fiber | 2,000 / 2,000 |
| Zito Media Fiber · Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| White Cloud Communications Fixed Wireless | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CC Communications Broadband, Rise Broadband.
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