736 Deborah Ave, Elgin, IL 60123 Property Records

Kane County property record for 736 Deborah Ave, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,669 sqft · built 1966
Lot Size	0.279 acres (12,160 sqft)
Owner	2 Individual Names on Record
Last Sale	$406,000 (Sep 2026)
Tax Bill	$7,207 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Feb 2026 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`06-10-301-011`

Property Details

APN / Parcel Number

Primary APN	`06-10-301-011`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,669 sqft Living Area
Gross Area	3,169 sqft
1st Floor Area	1,669 sqft
Basement Area	1,500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Construction Type	Frame
Lot Area	12,160 sqft (0.279 acres)
Lot Dimensions	128 ft deep x 95 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	736 DEBORAH AVE
City	ELGIN
State	IL
Zip	60123-1915
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ANDRESEN BROS EAGLE HEIGHTS UNIT 4 LOT 2 BLOCK 11
Legal Subdivision	EAGLE HEIGHTS
Legal Block	11
Legal Lot Number	2
Legal Unit	4-2
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1001
Census Tract	851909

Owner

Source: Kane County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4100 N SAINT LOUIS AVE, CHICAGO, IL 60618-2214
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Warranty Deed, Transfer · Conventional Mortgage CENTRAL BANK
Feb 11, 2026	Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2026 · Amount on Record
Deed Sale	Sep 10, 2026 · Amount on Record
Deed Document Number	202639329
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 10, 2026
Property Address	736 DEBORAH AVE, ELGIN, IL 60123-1915
Document Number	0000039329
Instrument Date	Aug 27, 2026
Instrument	202639329
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$61,509.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4100 N SAINT LOUIS AVE, CHICAGO, IL 60618-2214
Investor	Possibly a Property Investor

Mortgage

Document Number	0000039330,
Date	Sep 10, 2026
Instrument	202639330

Lender

Name	CENTRAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.25%
Initial Type	Fixed Rate
Max Rate	-1%

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	736 DEBORAH AVE, ELGIN, IL 60123-1915
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005713
Date	Feb 11, 2026
Instrument	2026K005713

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Change Frequency	Monthly
Min Rate At Change	4.25%
Max Rate	18%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,207.00 (+14.14%) Homeowner's exemption Senior Citizen's exemption	$110,478 (+8.57%) Land $30,218 Building $80,260	$331,567 (+8.57%) Land $90,690 Building $240,876
2024		$101,758 (+21.39%) Land $27,833 Building $73,925	$305,396 (+21.44%) Land $83,532 Building $221,864
2022	$6,314.00 (+5.06%) Homeowner's exemption	$83,825 (+6.96%) Land $22,928 Building $60,897	$251,475 (+6.96%) Land $68,784 Building $182,691
2021	$6,010.00 Homeowner's exemption	$78,370 Land $21,436 Building $56,934	$235,110 Land $64,308 Building $170,802

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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