724 Deborah Ave, Elgin, IL 60123 Property Records

Kane County property record for 724 Deborah Ave, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,735 sqft · built 1965
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$214,500 (Aug 2021)
Tax Bill	$7,738 (2025)
Deeds & Mortgages	Jul 2026 Transfer Aug 2021 Sale & Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`06-10-301-012`

Property Details

APN / Parcel Number

Primary APN	`06-10-301-012`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,735 sqft Living Area
Gross Area	3,470 sqft
1st Floor Area	1,735 sqft
Basement Area	1,735 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Construction Type	Frame
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	125 ft deep x 115 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	724 DEBORAH AVE
City	ELGIN
State	IL
Zip	60123-1915
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ANDRESEN BROS EAGLE HEIGHTS UNIT 4 LOT 1 BLOCK 11 & NORTH 20 FT OUTLOT A
Legal Subdivision	EAGLE HEIGHTS
Legal Block	11
Legal Lot Number	1
Legal Unit	4-1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1001
Census Tract	851909

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	724 DEBORAH AVE, ELGIN, IL 60123-1915
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Aug 20, 2021	Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Aug 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage EDWARD A & KAREN SCHOCK
Jun 23, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Jun 23, 2020	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Apr 8, 2020	Deed of Trust, Construction Loan · Construction Mortgage EDWARD A & KAREN SCHOCK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2021 · Amount on Record
Deed Sale	Aug 20, 2021 · Amount on Record
Deed Document Number	202163901
Prior Transfer Date	Mar 6, 2012
Prior Transfer Doc	0000015338
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Jul 21, 2026
Property Address	724 DEBORAH AVE, ELGIN, IL 60123-1915
Document Number	0000030923
Instrument Date	Jul 20, 2026
Instrument	202630923
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	724 DEBORAH AVE, ELGIN, IL 60123-1915

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Aug 20, 2021
Property Address	724 DEBORAH AVE, ELGIN, IL 60123-1915
Document Number	0000063901
Instrument Date	Jun 28, 2021
Instrument	2021K063901
Transaction Type	Transfer
Record Updated	Aug 30, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$214.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	724 DEBORAH AVE, ELGIN, IL 60123-1915

Mortgage

Document Number	0000063902
Date	Aug 20, 2021
Instrument	2021K063902

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.5%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	724 DEBORAH AVE, ELGIN, IL 60123-1915
Document Number	0000047119
Instrument Date	Aug 21, 2020
Transaction Type	Mortgage
Record Updated	Sep 14, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	724 DEBORAH AVE ELGIN IL 601231915, ELGIN, IL 60123-1915

Mortgage

Document Number	0000047119
Date	Aug 21, 2020
Instrument	47119

Lender

Name	EDWARD A & KAREN SCHOCK
Address	355 JEFFERSON AVE, ELGIN, IL 60120-3846

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	724 DEBORAH AVE, ELGIN, IL 60123-1915
Document Number	0000037451
Instrument Date	Jun 23, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	724 DEBORAH AVE ELGIN IL 601231915, ELGIN, IL 60123-1915

Mortgage

Document Number	0000037451
Date	Jul 13, 2020
Instrument	37451

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	636 Months
Due	Jul 12, 2073

Interest

Rate Type	Adjustable Rate
Rate	3.85%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	724 DEBORAH AVE, ELGIN, IL 60123-1915
Document Number	0000037452
Instrument Date	Jun 23, 2020
Transaction Type	Mortgage
Record Updated	Aug 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	724 DEBORAH AVE ELGIN IL 601231915, ELGIN, IL 60123-1915

Mortgage

Document Number	0000037452
Date	Jul 13, 2020
Instrument	37452

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	636 Months
Due	Jul 12, 2073

April 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Apr 8, 2020
Property Address	724 DEBORAH AVE, ELGIN, IL 60123-1915
Document Number	0000017523
Instrument Date	Apr 1, 2020
Instrument	17523
Transaction Type	Construction Loan
Record Updated	Jun 24, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	724 DEBORAH AVE ELGIN IL 601231915, ELGIN, IL 60123-1915

Mortgage

Document Number	0000017523
Date	Apr 8, 2020
Instrument	17523

Lender

Name	EDWARD A & KAREN SCHOCK
Address	355 JEFFERSON AVE, ELGIN, IL 60120-3846

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 7, 2021

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,738.00 (+15.86%) Homeowner's exemption
2024		$100,792 (+21.39%) Land $28,401 Building $72,391	$302,497 (+21.44%) Land $85,237 Building $217,260
2022	$6,679.00 (+12.37%) Homeowner's exemption	$83,029 (+6.96%) Land $23,396 Building $59,633	$249,087 (+6.96%) Land $70,188 Building $178,899
2021	$5,944.00 Homeowner's exemption	$77,627 Land $21,874 Building $55,753	$232,881 Land $65,622 Building $167,259

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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