736 45th St, Oakland, CA 94609 Property Records

Alameda County property record for 736 45th St, Oakland, CA 94609

Property Summary

Property Type	Single Family Home
Details	2 bd · 5 ba · 1,231 sqft · built 1895
Lot Size	0.057 acres (2,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$352,000 (Jan 2005)
Tax Bill	$8,266 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-1165-17`

Property Details

APN / Parcel Number

Primary APN	`13-1165-17`
Alternative APN	`013-1165-017-00`

Interior

Bedrooms	2 Beds
Full Baths	5 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,231 sqft Living Area

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1932
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	2,500 sqft (0.057 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	736 45TH ST
City	OAKLAND
State	CA
Zip	94609-1803
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00017 BLK: AR: 0013 PAGE: 1165
Legal Subdivision	ALDEN
Legal Block	2109
Legal Lot Number	27
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2000
Census Tract	401000

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	736 45TH ST, OAKLAND, CA 94609-1803
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jun 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2005 · Amount on Record
Deed Sale	Jan 7, 2005 · Amount on Record
Prior Sale	Mar 4, 2004 · Amount on Record
Deed Document Number	20058076
Last Transfer Date	Jun 13, 2013
Transfer Doc	0000216039
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	736 45TH ST, OAKLAND, CA 94609-1803
Transaction Type	Mortgage
Record Updated	Nov 23, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	736 45TH ST, OAKLAND, CA 94609-1803

Mortgage

Document Number	0000359294
Date	Nov 1, 2021
Instrument	2021359294

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	736 45TH ST, OAKLAND, CA 94609-1803
Document Number	0000155711
Instrument Date	Jun 24, 2020
Transaction Type	Mortgage
Record Updated	Aug 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	736 45TH ST OAKLAND CA 946091803, OAKLAND, CA 94609-1803

Mortgage

Document Number	0000155711
Date	Jul 6, 2020
Instrument	155711

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 5, 2035

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$503,203 (+0.6%) Land $149,273 Building $360,930
2025	$8,266.00 (-0.49%) Homeowner's exemption	$500,200 (+4.04%) Land $146,346 Building $353,854
2023	$8,307.00 Homeowner's exemption	$480,782 Land $140,665 Building $340,117	$601,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,062 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Sonic Telecom Fiber	1,000 / 1,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Google Fiber, Sail Internet.

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