7339 Windy Pine Cir, Denver, NC 28037 Property Records

Lincoln County property record for 7339 Windy Pine Cir, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,885 sqft · built 2000
Lot Size	0.668 acres (29,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$477,500 (Apr 2024)
Tax Bill	$2,979 (2026)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Dec 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`4605-64-1315`

Property Details

APN / Parcel Number

Primary APN	`4605-64-1315`
Alternative APNs	`460515641315` `291217` `303667` `76813`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,885 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	29,098 sqft (0.668 acres)
Storage Building	252 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	303667
Street Address	7339 WINDY PINE CIR
City	DENVER
State	NC
Zip	28037-9362
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SF
Legal Description	#6 LOT HARBOR WATCH SUB
Legal Subdivision	HARBOR WATCH
Legal Lot Number	6
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	1
Census Block	1020
Census Tract	71203

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7339 WINDY PINE CIR, DENVER, NC 28037-9362
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2024	Warranty Deed, Transfer · VA Mortgage USAA FSB
Dec 14, 2023	Warranty Deed, Transfer
Dec 14, 2023	Warranty Deed, Transfer
Jun 10, 2022	Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK
Apr 26, 2022	Warranty Deed, Transfer PANTHER TITLE INC, PANTHER TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2024 · Amount on Record
Deed Sale	Apr 23, 2024 · Amount on Record
Prior Sale	Dec 14, 2023 · Amount on Record
Deed Document Number	2024679531
Deed Book / Page	3319 / 494
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Apr 23, 2024
Property Address	7339 WINDY PINE CIR, DENVER, NC 28037-9362
Document Number	0003319494
Book / Page	3319 / 494
Map Reference	MB 10 PG 125
Instrument Date	Apr 19, 2024
Instrument	679531
Transaction Type	Transfer
Record Updated	May 6, 2024
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$955.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7339 WINDY PINE CIR, DENVER, NC 28037-9362

Mortgage

Document Number	0000679532
Date	Apr 23, 2024
Instrument	679532

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Dec 14, 2023
Property Address	7339 WINDY PINE CIR, DENVER, NC 28037-9362
Document Number	0003294689
Book / Page	3294 / 689
Map Reference	MB 10 PG 125
Instrument Date	Dec 14, 2023
Instrument	675137
Transaction Type	Transfer
Record Updated	Jan 19, 2024

Transaction

Amount	Amount Recorded
Tax	$901.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5034 BLUE SERENITY CT, DENVER, NC 28037-8923

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Dec 14, 2023
Property Address	7339 WINDY PINE CIR, DENVER, NC 28037-9362
Document Number	0003294687
Book / Page	3294 / 687
Instrument Date	Dec 14, 2023
Instrument	675136
Transaction Type	Transfer
Record Updated	Jan 19, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	317 E PINE ST, LINCOLNTON, NC 28092-2835

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 LABANS LN, LINCOLNTON, NC 28092-8768

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Jun 10, 2022
Property Address	7339 WINDY PINE CIR, DENVER, NC 28037-9362
Document Number	0003172599
Book / Page	3172 / 599
Map Reference	MB 10 PG 125
Instrument Date	Jun 10, 2022
Instrument	653553
Transaction Type	Transfer
Record Updated	Sep 23, 2022
Title Company	PANTHER TITLE INC, PANTHER TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1435 WEST BLVD MOREHEAD ST130, 1435, CHARLOTTE, NC 28208-7045

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7339 WINDY PINE CIR, DENVER, NC 28037-9362

Mortgage

Document Number	0000653554
Date	Jun 10, 2022
Instrument	653554

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Apr 26, 2022
Property Address	7339 WINDY PINE CIR, DENVER, NC 28037-9362
Document Number	0003159169
Book / Page	3159 / 169
Map Reference	MB 10 PG 125
Instrument Date	Apr 16, 2022
Instrument	651249
Transaction Type	Transfer
Record Updated	Sep 23, 2022
Title Company	PANTHER TITLE INC, PANTHER TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$1,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5289 QUEEN ANN WAY, 5289, PAINESVILLE, OH 44077-6308

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1435 W MOREHEAD ST STE 130, 130, CHARLOTTE, NC 28208-5208

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,979.00 (-2.14%)	$466,405 (-3.83%) Land $80,000 Building $386,405	$466,405 (-3.83%) Land $80,000 Building $386,405
2023	$3,044.00	$484,969 Land $80,000 Building $404,969	$484,969 Land $80,000 Building $404,969

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2008–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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