722 Tides Rd, Vero Beach, FL 32963 Property Records

Indian River County property record for 722 Tides Rd, Vero Beach, FL 32963

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,594 sqft · built 1965
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Last Sale$485,000 (Jun 2020)
Tax Bill$7,558 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Jun 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN32-40-29-00002-0000-00017.0

Property Details

APN / Parcel Number

Primary APN32-40-29-00002-0000-00017.0
Alternative APN
  • 57087

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,594 sqft Living Area
Gross Area2,234 sqft
1st Floor Area1,594 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleCustom Design
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialOther
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions110 ft deep x 90 ft wide
View / LotCanal/Waterfront
Garage TypeAttached
Garage Area400 sqft
PorchScreened Porch
Porch Area340 sqft
Deck Area120 sqft

Location & Zoning

Street Address722 TIDES RD
CityVERO BEACH
StateFL
Zip32963-1257
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionSILVER SHORES UNIT NO 2 LOT 17 PBI 4-69
Legal Range40E
Legal Township32S
Legal Section29
Legal SubdivisionSILVER SHORES UNIT NO 2
Legal Lot Number17
Legal UnitNO
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group2
Census Block2017
Census Tract50505

Owner

Source: Indian River County records, as of April 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address722 TIDES RD, VERO BEACH, FL 32963-1257
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 15, 2026Deed of Trust, Mortgage · Line of Credit
SPACE COAST CREDIT UNION
Jun 30, 2020Warranty Deed, Transfer · Conventional with PMI
HOME PT FIN'L

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2020 · Amount on Record
Deed SaleJun 30, 2020 · Amount on Record
Deed Document Number202036635
Deed Book / Page3314 / 895
Prior Transfer DateOct 8, 2012
Prior Transfer Doc0026121453
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Recording DateApr 15, 2026
Property Address722 TIDES RD, VERO BEACH, FL 32963-1257
Document Number0000017599
Book / Page3852 / 1459
Instrument DateMar 31, 2026
Instrument202617599
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address722 TIDES RD, VERO BEACH, FL 32963-1257

Mortgage

Document Number0000017599,
DateApr 15, 2026
Book Page3852/1459
Instrument202617599
Lender
NameSPACE COAST CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6%
Max Rate-1%

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateJun 30, 2020
Property Address722 TIDES RD, VERO BEACH, FL 32963-1257
Document Number0033140877
Book / Page003314 / 000877
Instrument DateJun 26, 2020
Instrument36635
Transaction TypeTransfer
Record UpdatedJul 9, 2020
Title CompanyNTC - KEY W

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,395.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address722 TIDES RD VERO BEACH FL 329631257, VERO BEACH, FL 32963-1257

Mortgage

Document Number33140897
DateJun 30, 2020
Book Page003314/000897
Instrument36636
Lender
NameHOME PT FIN'L
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 29, 2050

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
MunicipalityVero Beach City
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,558.00 (+1%) Homeowner's exemption$500,841 (+5.99%)$878,301 (+6.61%) Land $688,500 Building $189,801
2023$6,871.00 (+3.03%)$472,549 (+3%)$823,871 (+61.49%) Land $650,250 Building $173,621
2022$6,669.00$458,786$510,160 Land $382,500 Building $127,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation5.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 479 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,484 units insured
incl. 1,005 condo units
Nearby Flood Claims160 (1979–2024)
Claims Outside the SFHA112 of 160
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Frances, Sep 2004 · 126 claims
  • Hurricane Irene, Oct 1999 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF VERO BEACH
serves 37,308 people · EPA ID FL3310206
Water SourceGroundwater
Last State InspectionMar 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting29
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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