735 Oak St, West Barnstable, MA 02668 Property Records

Barnstable County and Barnstable Town City property record for 735 Oak St, West Barnstable, MA 02668

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,232 sqft · built 1997
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on File
Last Sale	$680,000 (May 2024)
Tax Bill	$5,170 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Nov 2021 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`BARN M:215 L:016002`

Property Details

APN / Parcel Number

Primary APN	`BARN M:215 L:016002`
Alternative APN	`199`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,232 sqft Living Area
Gross Area	2,943 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,996 sqft (1.01 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	199
Street Address	735 OAK ST
City	WEST BARNSTABLE
State	MA
Zip	02668-1526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Subdivision	CESAR FROES
Legal Lot Number	16002
Jurisdiction	BARNSTABLE MA
Township / Civil Division	BARNSTABLE TOWN
Census Block Group	3
Census Block	3055
Census Tract	12200

Owner

735 Oak St is owned and occupied by an individual who bought it in May 2024.

Source: Barnstable County and Barnstable Town City records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	735 OAK ST, WEST BARNSTABLE, MA 02668-1526
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) DISCOVER BANK
Nov 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BRIGHTON BANK ISAOA/ATIMA
Nov 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BRIGHTON BANK ISAOA/ATIMA
Mar 9, 2017	Deed of Trust, Mortgage · Closed-End Mortgage SANTANDER BK NA
Jul 26, 2017	Deed of Trust, Mortgage SANTANDER BANK NA
Mar 30, 2018	Quit Claim Deed, Transfer CAPE COD COOPERATIVE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2024 · Amount on File
Deed Sale	May 31, 2024 · Amount on File
Prior Sale	Mar 30, 2018 · Amount on File
Deed Book / Page	36394 / 128
Transfer Doc	031171-323
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	735 OAK ST, WEST BARNSTABLE, MA 02668-1526
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00035836-3
Date	Jun 12, 2023
Book Page	35836/3
Instrument	23266

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2043

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	735 OAK ST, WEST BARNSTABLE, MA 02668-1526
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	034663-256
Date	Nov 15, 2021
Book Page	34663/256
Instrument	74724

Lender

Name	BRIGHTON BANK ISAOA/ATIMA

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	735 OAK ST, WEST BARNSTABLE, MA 02668-1526
Transaction Type	Mortgage
Record Updated	Dec 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	34663-256
Date	Nov 15, 2021
Book Page	34663/256
Instrument	74724

Lender

Name	BRIGHTON BANK ISAOA/ATIMA

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	735 OAK ST, WEST BARNSTABLE, MA 02668-1526
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	30340-285
Date	Mar 9, 2017
Book Page	30340/285
Instrument	11351

Lender

Name	SANTANDER BK NA

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	735 OAK ST, WEST BARNSTABLE, MA 02668-1526
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	30651-1
Date	Jul 26, 2017
Book Page	30651/1
Instrument	37329

Lender

Name	SANTANDER BANK NA

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BARNSTABLE MA
Recording Date	Mar 30, 2018
Property Address	735 OAK ST, WEST BARNSTABLE, MA 02668-1526
Document Number	31171-323
Book / Page	31171 / 323
Instrument	14568
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38.05
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	735 OAK ST, WEST BARNSTABLE, MA 02668-1526

Mortgage

Document Number	311710325
Date	Mar 30, 2018
Instrument	31171/0325

Lender

Name	CAPE COD COOPERATIVE BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 30, 2048

Interest

Rate	4.5%
Max Rate At Change	40.1%
Max Rate	3%

Tax Assessment & Valuation

The 2025 property tax bill for 735 Oak St was $5,170, up 13.8% from the year before.

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,170.00 (+13.75%)	$553,500 (+4.49%) Land $176,400 Building $377,100	$637,070
2024	$4,545.00	$529,700 Land $176,400 Building $353,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 735 Oak St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	11 (1979–2024)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Jan 2024 · other causes
Claims by Event	Coastal Storm, Oct 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 735 Oak St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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