709 Oak St, West Barnstable, MA 02668 Property Records

Barnstable County and Barnstable Town City property record for 709 Oak St, West Barnstable, MA 02668

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,676 sqft · built 2000
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$249,000 (Jul 2000)
Tax Bill	$6,569 (2025)
Deeds & Mortgages	May 2023 Line of Credit Oct 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`BARN M:215 L:034002`

Property Details

APN / Parcel Number

Primary APN	`BARN M:215 L:034002`
Alternative APN	`435078`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,676 sqft Living Area
Gross Area	4,460 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	435078
Street Address	709 OAK ST
City	WEST BARNSTABLE
State	MA
Zip	02668-1526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Lot Number	34002
Jurisdiction	BARNSTABLE MA
Township / Civil Division	BARNSTABLE TOWN
Census Block Group	3
Census Block	3055
Census Tract	12200

Owner

Source: Barnstable County and Barnstable Town City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	709 OAK ST, WEST BARNSTABLE, MA 02668-1526
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 15, 2023	Deed of Trust, Mortgage · Line of Credit CAPE COD COOPERATIVE BANK
Oct 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CAPE COD COOPERATIVE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2000 · Amount on Record
Deed Sale	Jul 14, 2000 · Amount on Record
Prior Sale	Sep 21, 1999 · Amount on Record
Deed Book / Page	13128 / 226
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	709 OAK ST, WEST BARNSTABLE, MA 02668-1526
Transaction Type	Mortgage
Record Updated	Jun 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035783-43
Date	May 15, 2023
Book Page	35783/43
Instrument	18766

Lender

Name	CAPE COD COOPERATIVE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	709 OAK ST, WEST BARNSTABLE, MA 02668-1526
Transaction Type	Mortgage
Record Updated	Oct 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	34558-32
Date	Oct 12, 2021
Book Page	34558/32
Instrument	66647

Lender

Name	CAPE COD COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,569.00 (+13.45%)	$703,300 (+4.22%) Land $176,300 Building $527,000	$722,380
2024	$5,790.00 (+5.43%)	$674,800 (+11.94%) Land $176,300 Building $498,500
2023	$5,492.00	$602,800 Land $160,300 Building $442,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	11 (1979–2024)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Jan 2024 · other causes
Claims by Event	Coastal Storm, Oct 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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