735 N 7th St, Forest City, IA 50436 Property Records

Winnebago County property record for 735 N 7th St, Forest City, IA 50436

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,304 sqft · built 1973
Lot Size	0.261 acres (11,352 sqft)
Owner	Individual Name on Record
Last Sale	$222,500 (Apr 2015)
Tax Bill	$5,118 (2025)
Deeds & Mortgages	Sep 2021 Mortgage May 2023 Line of Credit + 3 more
APN	`1135227002`

Property Details

APN / Parcel Number

Primary APN	`1135227002`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,304 sqft Living Area
1st Floor Area	2,178 sqft
Basement Area	2,178 sqft
Finished Basement	1,500 sqft
Unfinished Basement	678 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	A-Frame
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Flat
Roof Material	Urethane Foam
Lot Area	11,352 sqft (0.261 acres)
Lot Dimensions	132 ft deep x 86 ft wide
Garage Type	Attached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	288 sqft
Deck Area	98 sqft
Patio Area	98 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	735 N 7TH ST
City	FOREST CITY
State	IA
Zip	50436-1001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	35 98 24 W 8 RDS OF S 4 RDS OF N 8 RDS BLK 3 & BEG AT SW COR OF S 42' OF N 4 RDS OF W 8 RDS OF
Legal Range	24W
Legal Township	098
Legal Section	35
Legal Subdivision	FC (ORIGINAL TOWN)
Legal Block	3
Jurisdiction	WINNEBAGO IA
Township / Civil Division	FOREST
Census Block Group	1
Census Block	1010
Census Tract	680300

Owner

Source: Winnebago County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	735 N 7TH ST, FOREST CITY, IA 50436-1001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK
May 30, 2023	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK
Jul 1, 2011	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 4, 2023	Intrafamily Transfer, Transfer
Apr 7, 2015	Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2015 · Amount on Record
Deed Sale	Apr 7, 2015 · Amount on Record
Deed Document Number	2015446
Last Transfer Date	Mar 30, 2023
Transfer Doc	0000000379
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IA
Property Address	735 N 7TH ST, FOREST CITY, IA 50436-1001
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020211568
Date	Sep 9, 2021
Instrument	2021-1568

Lender

Name	FIRST CITIZENS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IA
Property Address	735 N 7TH ST, FOREST CITY, IA 50436-1001
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020230621
Date	May 30, 2023
Instrument	2023-0621

Lender

Name	FIRST CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IA
Property Address	735 N 7TH ST, FOREST CITY, IA 50436-1001
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02011/0899
Date	Jul 1, 2011
Book Page	2011/0899
Instrument	2011-0899

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2021

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WINNEBAGO IA
Recording Date	Apr 4, 2023
Property Address	735 N 7TH ST, FOREST CITY, IA 50436-1001
Document Number	0020230379
Instrument Date	Mar 30, 2023
Instrument	2023-0379
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	735 N 7TH ST, FOREST CITY, IA 50436-1001

April 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IA
Recording Date	Apr 7, 2015
Property Address	735 N 7TH ST, FOREST CITY, IA 50436-1001
Document Number	0020150446
Instrument Date	Apr 3, 2015
Instrument	2015-0446
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$355.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	735 N 7TH ST, FOREST CITY, IA 50436-1001

Mortgage

Document Number	0020150447
Date	Apr 7, 2015
Instrument	2015-0447

Lender

Name	FIRST CITIZENS NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2045

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winnebago County
Municipality	Forest City
Unified School District	Forest City Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$329,110 (+0.51%) Land $26,660 Building $302,450	$329,110 (+0.51%) Land $26,660 Building $302,450
2025	$5,118.00 (-6.2%) Homeowner's exemption	$327,430 (+8.11%) Land $26,660 Building $300,770	$327,430 (+8.11%) Land $26,660 Building $300,770
2024	$5,456.00 (+9.03%)
2023		$302,880 (+28.14%) Land $24,080 Building $278,800	$302,880 (+28.14%) Land $24,080 Building $278,800
2022	$5,004.00 Homeowner's exemption	$236,360 Land $22,470 Building $213,890
2021			$236,360 Land $22,470 Building $213,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jul 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOREST CITY WATER SUPPLY serves 4,285 people · EPA ID IA9525047
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Winnebago Cooperative Telecom Association Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Windstream DSL	100 / 20

May also be available: GigFire.

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