Winnebago County property record for 646 N 7th St, Forest City, IA 50436
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,000 sqft · built 1900 |
| Lot Size | 0.273 acres (11,880 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $836 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Jul 2020 Sale |
| APN | 1135226010 |
| Primary APN | 1135226010 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,000 sqft Living Area |
| 1st Floor Area | 468 sqft |
| Basement Area | 468 sqft |
| Unfinished Basement | 468 sqft |
| Game Room | Game Room |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | A-Frame |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,880 sqft (0.273 acres) |
| Lot Dimensions | 132 ft deep x 90 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 186 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 646 N 7TH ST |
|---|---|
| City | FOREST CITY |
| State | IA |
| Zip | 50436-1124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 35 98 24 LOT 5 AUD PLAT & SUBD BLK 4 EX N 10' |
| Legal Range | 24W |
| Legal Township | 098 |
| Legal Section | 35 |
| Legal Subdivision | FC (ORIGINAL TOWN) BLK 4 |
| Legal Block | 4 |
| Legal Lot Number | 5 |
| Jurisdiction | WINNEBAGO IA |
| Township / Civil Division | FOREST |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 680300 |
646 N 7th St, a single family home, is owned by an individual.
Source: Winnebago County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 659 BRIARSTONE DR, 4, MASON CITY, IA 50401-4669 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK |
| Jul 10, 2020 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IA |
| Property Address | 646 N 7TH ST, FOREST CITY, IA 50436-1124 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020201422 |
|---|---|
| Date | Aug 19, 2020 |
| Instrument | 2020-1422 |
| Name | FIRST CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IA |
| Recording Date | Jul 10, 2020 |
| Property Address | 646 N 7TH ST, FOREST CITY, IA 50436-1124 |
| Document Number | 0020201194 |
| Instrument Date | Jul 9, 2020 |
| Instrument | 2020-1194 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $20.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 659 BRIARSTONE DR, MASON CITY, IA 50401-4662 |
The 2025 property tax bill for 646 N 7th St was $836, down 23.2% from the year before.
Source: Winnebago County assessment roll, as of October 6, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Winnebago County |
| Municipality | Forest City |
| Unified School District | Forest City Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $44,650 (-11.16%) Land $27,900 Building $16,750 | $44,650 (-11.16%) Land $27,900 Building $16,750 | |
| 2025 | $836.00 (-23.16%) | $50,260 Land $27,900 Building $22,360 | $50,260 Land $27,900 Building $22,360 |
| 2024 | $1,088.00 | ||
| 2023 | $56,690 (+28.32%) Land $25,200 Building $31,490 | $56,690 Land $25,200 Building $31,490 | |
| 2022 | $986.00 | $44,180 Land $21,880 Building $22,300 | |
| 2021 | $44,180 Land $21,880 Building $22,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 646 N 7th St; there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Jul 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 646 N 7th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 71% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FOREST CITY WATER SUPPLY serves 4,285 people · EPA ID IA9525047 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Winnebago Cooperative Telecom Association Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Windstream DSL | 100 / 20 |
May also be available: GigFire.
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