735 Laurel Ln, Cary, IL 60013 Property Records

McHenry County property record for 735 Laurel Ln, Cary, IL 60013

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,502 sqft · built 1991
Lot Size0.404 acres (17,616 sqft)
OwnerIndividual Name on File
Last Sale$232,500 (Apr 2019)
Tax Bill$8,832 (2024)
Deeds & MortgagesJul 2026 Line of Credit
Apr 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN19-23-105-023

Property Details

APN / Parcel Number

Primary APN19-23-105-023

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,502 sqft Living Area
1st Floor Area1,381 sqft
Basement Area891 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area17,616 sqft (0.404 acres)
Garage TypeAttached
PorchPorch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address735 LAUREL LN
CityCARY
StateIL
Zip60013-3208
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2019R0008623 LT 79 FOX TRAILS PHASE 2
Legal SubdivisionFOX TRAILS PHASE 2
Legal Phase2
Legal Block105
Legal Lot Number79
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group3
Census Block3035
Census Tract871312

Owner

735 Laurel Ln is owned and occupied by an individual who acquired it in July 2026.

Source: McHenry County records, as of July 30, 2026

Owner of RecordIndividual Name on File
Mailing Address735 LAUREL LN, CARY, IL 60013-3208
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 16, 2026Quit Claim Deed, Transfer · Line of Credit
UNITED WHOLESALE MORTGAGE
Apr 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Apr 1, 2019Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 1, 2019 · Amount on File
Deed SaleApr 1, 2019 · Amount on File
Prior SaleMar 8, 2010 · Amount on File
Deed Document Number20198623
Last Transfer DateJul 10, 2026
Transfer Doc0000020386
Record UpdatedOct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMCHENRY IL
Recording DateJul 16, 2026
Property Address735 LAUREL LN, CARY, IL 60013-3208
Document Number0000020386
Instrument DateJul 10, 2026
Instrument202620386
Transaction TypeTransfer
Record UpdatedJul 30, 2026
Title CompanyTRUMP TITLE, TRUSTPRO TITLE

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address735 LAUREL LN, CARY, IL 60013-3208

Mortgage

Document Number0000020387,
DateJul 16, 2026
Instrument202620387
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueAug 1, 2046
Interest
Rate6.48%
Max Rate-1%

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address735 LAUREL LN, CARY, IL 60013-3208
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014351
DateApr 24, 2020
Instrument2020R0014351
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeNon-Lending Institution
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2050
Interest
Rate TypeFixed Rate
Rate3.37%

April 2019: Deed, Transfer

Document TypeDeed
JurisdictionMCHENRY IL
Recording DateApr 1, 2019
Property Address735 LAUREL LN, CARY, IL 60013-3208
Document Number0000008623
Map ReferenceDOC 89R31983
Instrument DateMar 28, 2019
Instrument2019R0008623
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyCHICAGO TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$348.75
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address820 CHURCH ST, 820, EVANSTON, IL 60201-5603

Transferred To (Grantee/Buyer)

NameVerified Name
Address51 CARY STREET, CRYSTAL LAKE, IL 60014

Mortgage

Document Number0000008624
DateApr 1, 2019
Instrument2019R0008624
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2049
Interest
Rate TypeFixed Rate
Rate5.5%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionAlgonquin Township
MunicipalityCary Village
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$8,832.00$119,387 Land $10,816 Building $108,571$358,161 Land $32,448 Building $325,713
2022Homeowner's exemption$91,989 Land $10,987 Building $81,002$275,967 Land $32,961 Building $243,006

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 735 Laurel Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 735 Laurel Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARY
serves 17,826 people · EPA ID IL1110100
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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