732 Laurel Ln, Cary, IL 60013 Property Records

McHenry County property record for 732 Laurel Ln, Cary, IL 60013

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,750 sqft · built 1991
Lot Size0.396 acres (17,236 sqft)
OwnerCompany Name on Record
Last Sale$240,500 (Jul 2017)
Tax Bill$7,727 (2024)
Deeds & MortgagesMar 2022 Line of Credit
Feb 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN19-23-105-022

Property Details

APN / Parcel Number

Primary APN19-23-105-022

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,750 sqft Living Area
1st Floor Area1,750 sqft
Basement Area1,750 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleRanch
Lot Area17,236 sqft (0.396 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address732 LAUREL LN
CityCARY
StateIL
Zip60013-3205
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2017R0024287 LT 78 FOX TRAILS PHASE 2 MEMO: GUETLER, ANDREW M/ MCBRIDE, SHANNA M
Legal SubdivisionFOX TRAILS PHASE 2
Legal Phase2
Legal Block105
Legal Lot Number78
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group3
Census Block3035
Census Tract871312

Owner

Source: McHenry County records, as of June 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address732 LAUREL LN, CARY, IL 60013-3205
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2022Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK NA
Feb 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD BANK NA
Jul 3, 2017Deed, Transfer · Conventional Mortgage
PERL MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 3, 2017 · Amount on Record
Deed SaleJul 3, 2017 · Amount on Record
Prior SaleOct 2, 1998 · Amount on Record
Deed Document Number201724287
Prior Transfer DateAug 20, 1993
Prior Transfer Doc0000051679
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address732 LAUREL LN, CARY, IL 60013-3205
Transaction TypeMortgage
Record UpdatedMar 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address732 LAUREL LN, CARY, IL 60013-3205

Mortgage

Document Number0000009240
DateMar 11, 2022
Instrument2022R0009240
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueFeb 25, 2052

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address732 LAUREL LN, CARY, IL 60013-3205
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyGREATER ILLINOIS TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005674
DateFeb 14, 2020
Instrument2020R0005674
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45227
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2050
Interest
Rate3.75%

July 2017: Deed, Transfer

Document TypeDeed
JurisdictionMCHENRY IL
Recording DateJul 3, 2017
Property Address732 LAUREL LN, CARY, IL 60013-3205
Document Number0000024287
Instrument DateJun 21, 2017
Instrument2017R0024287
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyFIDELITY NATL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$360.75
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address732 LAUREL LN, CARY, IL 60013-3205

Mortgage

Document Number0000024288
DateJul 3, 2017
Instrument2017R0024288
Lender
NamePERL MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2047

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionAlgonquin Township
MunicipalityCary Village
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$7,727.00$97,449 (+21.1%) Land $10,730 Building $86,719$292,347 (+21.1%) Land $32,190 Building $260,157
2022$80,469 Land $10,903 Building $69,566$241,407 Land $32,709 Building $208,698

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARY
serves 17,826 people · EPA ID IL1110100
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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