735 Grows Mill Rd, Wilmore, KY 40390 Property Records

Jessamine County property record for 735 Grows Mill Rd, Wilmore, KY 40390

Property Summary

Property TypeResidential Vacant Land
Lot Size5 acres (217,800 sqft)
OwnerIndividual Name on Record
Last Sale$350,000 (Feb 2023)
Tax Bill$4,215 (2025)
Deeds & MortgagesMar 2022 Mortgage
Feb 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN024-00-00-045.01

Property Details

APN / Parcel Number

Primary APN024-00-00-045.01

Exterior

Lot Area217,800 sqft

Location & Zoning

Street Address735 GROWS MILL RD
CityWILMORE
StateKY
Zip40390
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionFORMERLY 735 CAMPGROUND LANE
Legal SubdivisionHOUK PROPERTY
Legal Tract2
JurisdictionJESSAMINE KY
Township / Civil DivisionWILMORE
Census Block Group2
Census Block2037
Census Tract60401

Owner

Source: Jessamine County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address109 E MORRISON ST, WILMORE, KY 40390-1106
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2022Deed of Trust, Mortgage · Commercial Mortgage
CENTRAL BANK & TRUST CO
Feb 24, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
FARM CREDIT MID AMERICA FLCA
Jun 28, 2021Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 24, 2023 · Amount on Record
Deed SaleFeb 24, 2023 · Amount on Record
Deed Document Number444684
Deed Book / PageD856 / 270
Record UpdatedJun 8, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJESSAMINE KY
Property Address735 GROWS MILL RD, WILMORE, KY 40390
Transaction TypeMortgage
Record UpdatedFeb 24, 2023
Title CompanyCALIFORNIA BEST TITLE CO, CALIFORNIA BEST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address508 RONCLAR DR, LANCASTER, KY 40444-9091

Mortgage

Document Number0000413523
DateMar 29, 2022
Book PageM1507/463
Instrument413523
Lender
NameCENTRAL BANK & TRUST CO
TypeBank
AddressLEXINGTON, KY 40507
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term11 Months
DueFeb 23, 2023

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJESSAMINE KY
Recording DateFeb 24, 2023
Property Address735 GROWS MILL RD, WILMORE, KY 40390
Document Number0000444684
Book / PageD856 / 270
Map ReferenceCAB 8 SL 726
Instrument DateFeb 17, 2023
Instrument444684
Transaction TypeTransfer
Record UpdatedMar 24, 2023
Title CompanyRAINBOW TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$350.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1585 MERCER RD STE 120, 120, LEXINGTON, KY 40511-1669

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address735 GROWS MILL RD, WILMORE, KY 40390

Mortgage

Document Number0000444686
DateFeb 24, 2023
Instrument444686
Lender
NameFARM CREDIT MID AMERICA FLCA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term181 Months
DueMar 1, 2038

June 2021: Deed, Transfer

Document TypeDeed
JurisdictionJESSAMINE KY
Recording DateJun 28, 2021
Property Address735 GROWS MILL RD, WILMORE, KY 40390
Document Number0000403321
Book / PageD828 / 564
Map ReferenceCAB 8 SL 726
Instrument DateJun 23, 2021
Instrument403321
Transaction TypeTransfer
Record UpdatedFeb 24, 2023

Transaction

AmountAmount Recorded
Tax$110.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address945 GROWS MILL RD, WILMORE, KY 40390-9734

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address508 RONCLAR DR, LANCASTER, KY 40444-9091

Tax Assessment & Valuation

Source: Jessamine County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyJessamine County
Unified School DistrictJessamine County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,215.00 (+242.96%)$367,500 (+234.09%) Land $367,500$367,500 (+234.09%) Land $367,500
2023$1,229.00$110,000 Land $55,000 Building $55,000$110,000 Land $55,000 Building $55,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWILMORE WATER WORKS
serves 5,762 people · EPA ID KY0570010
Water SourceSurface water
Last State InspectionMay 2024
Also Mapped HereNICHOLASVILLE WATER DEPARTMENT
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2024
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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