Jessamine County property record for 545 Grows Mill Rd, Wilmore, KY 40390
| Property Type | Single Family Home |
|---|---|
| Lot Size | 5.09 acres (222,156 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,762 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Apr 2021 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 024-00-00-034.03 |
| Primary APN | 024-00-00-034.03 |
|---|
| Lot Area | 222,156 sqft (5.09 acres) |
|---|
| Street Address | 545 GROWS MILL RD |
|---|---|
| City | WILMORE |
| State | KY |
| Zip | 40390-9545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2-A |
| Legal Lot Number | 2-A |
| Jurisdiction | JESSAMINE KY |
| Township / Civil Division | WILMORE |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 60401 |
Source: Jessamine County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 545 GROWS MILL RD, WILMORE, KY 40390-9545 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 9, 2026 | Deed of Trust, Mortgage · Line of Credit MEMBERS HERITAGE CREDIT UNION |
| Apr 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 27, 2019 |
| Deed Sale | Nov 27, 2019 |
| Deed Document Number | 382486 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Recording Date | Sep 9, 2026 |
| Property Address | 545 GROWS MILL RD, WILMORE, KY 40390-9545 |
| Document Number | 0000581931 |
| Book / Page | 1654 / 170 |
| Instrument Date | Aug 4, 2026 |
| Instrument | 2026581931 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 545 GROWS MILL RD, WILMORE, KY 40390-9545 |
| Document Number | 0000581931, |
|---|---|
| Date | Sep 9, 2026 |
| Book Page | 1654/170 |
| Instrument | 2026581931 |
| Name | MEMBERS HERITAGE CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Property Address | 545 GROWS MILL RD, WILMORE, KY 40390-9545 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Title Company | CALIFORNIA BEST TITLE CO, CALIFORNIA BEST TITLE |
| Name | Verified Name |
|---|---|
| Address | 300 W VINE ST, LEXINGTON, KY 40507-1621 |
| Document Number | 0000400751 |
|---|---|
| Date | Apr 23, 2021 |
| Book Page | M1457/94 |
| Instrument | 400751 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
Source: Jessamine County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Jessamine County |
| Unified School District | Jessamine County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,762.00 (+25.14%) | $153,700 (+21.98%) Land $146,400 Building $7,300 | $153,700 (+21.98%) Land $146,400 Building $7,300 |
| 2023 | $1,408.00 | $126,000 Land $120,000 Building $6,000 | $126,000 Land $120,000 Building $6,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILMORE WATER WORKS serves 5,762 people · EPA ID KY0570010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Also Mapped Here | NICHOLASVILLE WATER DEPARTMENT |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures