735 E Charlotte Ave, Sumter, SC 29150 Property Records

Sumter County property record for 735 E Charlotte Ave, Sumter, SC 29150

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,076 sqft · built 1961
Lot Size	0.324 acres (14,100 sqft)
Owner	Individual Name on Record
Last Sale	$149,900 (May 2026)
Tax Bill	$502 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Dec 2025 Sale & Line of Credit
Flood Zone	Zone AE (high risk)
APN	`248-14-01-015`

Property Details

APN / Parcel Number

Primary APN	`248-14-01-015`
Alternative APN	`47512`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,076 sqft Living Area
1st Floor Area	1,076 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1964
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	14,100 sqft (0.324 acres)
Lot Dimensions	94 ft deep x 94 ft wide
Garage Type	Carport
Garage Area	250 sqft
Carport	Carport
Carport Area	250 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Utility Building	46 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	47512
Street Address	735 E CHARLOTTE AVE
City	SUMTER
State	SC
Zip	29150-4417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-9
Legal Description	LOT 52 PB92-1584 75 FT PB91-809
Legal Subdivision	WEN LE ADD 05
Legal Lot Number	52
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	2
Census Block	2053
Census Tract	700

Owner

Source: Sumter County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	735 E CHARLOTTE AVE, SUMTER, SC 29150-4417
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed, Transfer · FHA Mortgage TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES
Dec 9, 2025	Deed, Transfer · Line of Credit THE BANK OF CLARENDON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2026 · Amount on Record
Deed Sale	May 5, 2026 · Amount on Record
Prior Sale	Dec 9, 2025 · Amount on Record
Deed Document Number	2026
Deed Book / Page	1353 / 5603
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	May 5, 2026
Property Address	735 E CHARLOTTE AVE, SUMTER, SC 29150-4417
Document Number	1353005603
Book / Page	1353 / 5603
Instrument Date	May 4, 2026
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39,363.74
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	735 E CHARLOTTE AVE, SUMTER, SC 29150-4417

Mortgage

Document Number	1353005607,
Date	May 5, 2026
Book Page	1353/5607

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Dec 9, 2025
Property Address	735 E CHARLOTTE AVE, SUMTER, SC 29150-4417
Document Number	0013475652
Book / Page	1347 / 5652
Map Reference	MB PB92 PG 1584
Instrument Date	Nov 26, 2025
Transaction Type	Transfer
Record Updated	Dec 26, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$208.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 5013, SUMTER, SC 29151

Mortgage

Document Number	0013475656
Date	Dec 9, 2025
Instrument	1347/5656

Lender

Name	THE BANK OF CLARENDON
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$502.00 (+4.8%)	$2,380 (+0.42%) Land $210 Building $2,170	$59,234 (-0.05%) Land $5,140 Building $54,094
2023	$479.00 (+0.63%)	$2,370 (-) Land $210 Building $2,160	$59,264 (-) Land $5,170 Building $54,094
2022	$476.00	$2,370 Land $210 Building $2,160	$59,264 Land $5,170 Building $54,094

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	22 (1980–2026)
Claims Outside the SFHA	6 of 22
Most Recent Claim	May 2026 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2015 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 75% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMTER serves 53,070 people · EPA ID SC4310001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: FTC.

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