728 E Charlotte Ave, Sumter, SC 29150 Property Records

Sumter County property record for 728 E Charlotte Ave, Sumter, SC 29150

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,400 sqft · built 1956
Lot Size	0.238 acres (10,360 sqft)
Owner	Individual Name on Record
Last Sale	$10,000 (Apr 2019)
Tax Bill	$1,249 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Apr 2019 Sale + 4 more
Flood Zone	Zone AE (high risk)
APN	`248-14-01-025`

Property Details

APN / Parcel Number

Primary APN	`248-14-01-025`
Alternative APN	`47522`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,400 sqft Living Area
Gross Area	1,424 sqft
1st Floor Area	1,400 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1958
Exterior Material	Other
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,360 sqft (0.238 acres)
Lot Dimensions	70 ft deep x 70 ft wide
Garage Type	Carport
Garage Area	292 sqft
Carport	Carport
Carport Area	292 sqft
Parking Spaces	1 Parking Space
Porch	Covered/Finished Porch
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Utility Building	10 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	47522
Street Address	728 E CHARLOTTE AVE
City	SUMTER
State	SC
Zip	29150-4418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-9
Legal Description	LOT 26 Z11-4 70 FT
Legal Subdivision	PALMER AND MALONE
Legal Lot Number	26
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	3
Census Block	3015
Census Tract	700

Owner

Source: Sumter County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	728 E CHARLOTTE AVE, SUMTER, SC 29150-4418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2024	Deed of Trust, Mortgage · Line of Credit SAFE FCU
Apr 30, 2019	Grant Deed, Transfer ATTORNEY ONLY
Jan 31, 2018	Quit Claim Deed Quitclaim
Nov 14, 2017	Quit Claim Deed, Transfer Quitclaim
Jul 14, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 3, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2019 · Amount on Record
Deed Sale	Apr 30, 2019 · Amount on Record
Deed Book / Page	1254 / 5316
Prior Transfer Date	Nov 9, 2017
Prior Transfer Doc	0012385057
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	728 E CHARLOTTE AVE, SUMTER, SC 29150-4418
Transaction Type	Mortgage
Record Updated	Feb 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013233967
Date	Feb 13, 2024
Book Page	1323/3967

Lender

Name	SAFE FCU
Type	Credit Union
Address	SUMTER, SC 29151

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 12, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUMTER SC
Recording Date	Apr 30, 2019
Property Address	728 E CHARLOTTE AVE, SUMTER, SC 29150-4418
Document Number	0012545316
Book / Page	001254 / 005316
Instrument Date	Aug 7, 2018
Transaction Type	Transfer
Record Updated	May 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$37.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6116 BLACKSMITH DR FORESTVILLE MD 207475905, FORESTVILLE, MD 20747-5905

January 2018: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	SUMTER SC
Recording Date	Jan 31, 2018
Property Address	728 E CHARLOTTE AVE, SUMTER, SC 29150-4418
Document Number	0012405457
Book / Page	001240 / 005457
Instrument Date	Dec 1, 2017
Record Updated	Feb 6, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2825 LIMESTONE CT MIDDLEBURG FL 320687734, MIDDLEBURG, FL 32068-7734

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUMTER SC
Recording Date	Nov 14, 2017
Property Address	728 E CHARLOTTE AVE, SUMTER, SC 29150-4418
Document Number	0012385057
Book / Page	001238 / 005057
Instrument Date	Nov 9, 2017
Transaction Type	Transfer
Record Updated	Nov 21, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2825 LIMESTONE CT MIDDLEBURG FL 320687734, MIDDLEBURG, FL 32068-7734

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUMTER SC
Recording Date	Jul 14, 2017
Property Address	728 E CHARLOTTE AVE, SUMTER, SC 29150-4418
Document Number	0012345954
Book / Page	001234 / 005954
Instrument Date	Jun 30, 2017
Transaction Type	Transfer
Record Updated	Jul 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2825 LIMESTONE CT MIDDLEBURG FL 320687734, MIDDLEBURG, FL 32068-7734

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUMTER SC
Recording Date	Jan 3, 2018
Property Address	728 E CHARLOTTE AVE, SUMTER, SC 29150-4418
Document Number	0012401269
Book / Page	001240 / 001269
Instrument Date	Jun 30, 2017
Transaction Type	Transfer
Record Updated	Jan 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2825 LIMESTONE CT MIDDLEBURG FL 320687734, MIDDLEBURG, FL 32068-7734

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,249.00 (+0.08%)	$3,110 (-) Land $230 Building $2,880	$51,765 (-0.06%) Land $3,820 Building $47,945
2023	$1,248.00 (+3.74%)	$3,110 (-) Land $230 Building $2,880	$51,795 (-) Land $3,850 Building $47,945
2022	$1,203.00	$3,110 Land $230 Building $2,880	$51,795 Land $3,850 Building $47,945

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	56 (1979–2020)
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2015 · 38 claims Hurricane Hugo, Sep 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMTER serves 53,070 people · EPA ID SC4310001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: FTC.

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