Lexington-Fayette Urban County property record for 735 Cramer Ave, Lexington, KY 40502
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 3,424 sqft · built 1948 |
| Lot Size | 0.153 acres (6,652 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,735 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage May 2021 Mortgage |
| APN | 38256040 |
| Primary APN | 38256040 |
|---|
| Units | 4 Units |
|---|---|
| Building Area | 3,424 sqft Total Area |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Lot Area | 6,652 sqft (0.153 acres) |
| Lot Width | 50 ft Width |
| Street Address | 735 CRAMER AVE |
|---|---|
| City | LEXINGTON |
| State | KY |
| Zip | 40502-1444 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | R-1D |
| Legal Description | E-177 MORNINGSIDE ADDITION LOT 145 147; BOOK: 2028 PAGE: 210 |
| Legal Subdivision | MORNINGSIDE ADDITION |
| Legal Lot Number | 145-147 |
| Jurisdiction | FAYETTE KY |
| Township / Civil Division | LEXINGTON-FAYETTE CENTRAL |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 500 |
Source: Lexington-Fayette Urban County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4005 FOREST GREEN DR, LEXINGTON, KY 40517-1933 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 17, 2021 | Deed of Trust, Mortgage GUARDIAN SAV BK |
| May 4, 2021 | Deed of Trust, Mortgage GUARDIAN SAV BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 735 CRAMER AVE, LEXINGTON, KY 40502-1444 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0173/580 |
|---|---|
| Date | Aug 17, 2021 |
| Book Page | 0173/580 |
| Name | GUARDIAN SAV BK |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 735 CRAMER AVE, LEXINGTON, KY 40502-1444 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0053/681 |
|---|---|
| Date | May 4, 2021 |
| Book Page | 0053/681 |
| Name | GUARDIAN SAV BK |
|---|
| Amount | Amount Recorded |
|---|
Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Municipality | Lexington-Fayette Urban County |
| Unified School District | Fayette County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,735.00 (+1.89%) | $534,600 (-) | $534,600 (-) |
| 2025 | $6,610.00 (+27.29%) | $534,600 (+27.29%) | $534,600 (+27.29%) |
| 2023 | $5,193.00 | $420,000 | $420,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1998–2000) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2000 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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