726 Cramer Ave, Lexington, KY 40502 Property Records

Lexington-Fayette Urban County property record for 726 Cramer Ave, Lexington, KY 40502

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,757 sqft · built 1917
Lot Size0.15 acres (6,530 sqft)
OwnerIndividual Name on File
Last Sale$379,000 (Aug 2024)
Tax Bill$4,775 (2026)
Deeds & MortgagesOct 2021 Sale & Mortgage
Nov 2019 Mortgage
+ 2 more
APN15219301

Property Details

APN / Parcel Number

Primary APN15219301

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,757 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1917
Effective Year BuiltEffective 1917
Exterior MaterialBrick
Lot Area6,530 sqft (0.15 acres)
Lot Width40 ft Width
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Deck Area264 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address726 CRAMER AVE
CityLEXINGTON
StateKY
Zip40502-1412
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1D
Legal DescriptionE-139 F A BULLOCK ADDITION LOT 18; BOOK: 3305 PAGE: 711
Legal SubdivisionF A BULLOCK ADDITION
Legal BlockB
Legal Lot Number18
JurisdictionFAYETTE KY
Township / Civil DivisionLEXINGTON-FAYETTE CENTRAL
Census Block Group1
Census Block1004
Census Tract500

Owner

726 Cramer Ave is owned and occupied by an individual who bought it in August 2024.

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address726 CRAMER AVE, LEXINGTON, KY 40502-1412
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2021Deed, Transfer · Stand-Alone First Mortgage
COMMUNITY TR BK INC
Nov 8, 2019Deed of Trust, Mortgage
PEOPLES BK
Feb 24, 2017Deed, Transfer
Feb 24, 2017Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 23, 2024 · Amount on File
Deed SaleAug 23, 2024 · Amount on File
Prior SaleAug 23, 2024 · Amount on File
Deed Document Number202482
Deed Book / Page4089 / 695
Record UpdatedOct 29, 2026

October 2021: Deed, Transfer

Document TypeDeed
JurisdictionFAYETTE KY
Recording DateOct 28, 2021
Property Address726 CRAMER AVE, LEXINGTON, KY 40502-1412
Document Number3890/601
Book / Page3890 / 601
Transaction TypeTransfer
Record UpdatedNov 4, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000260/456
DateOct 28, 2021
Book Page0260/456
Lender
NameCOMMUNITY TR BK INC
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAYETTE KY
Property Address726 CRAMER AVE, LEXINGTON, KY 40502-1412
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number9459/455
DateNov 8, 2019
Book Page9459/455
Lender
NamePEOPLES BK
Agreement
AmountAmount on Record

February 2017: Deed, Transfer

Document TypeDeed
JurisdictionFAYETTE KY
Recording DateFeb 24, 2017
Property Address726 CRAMER AVE, LEXINGTON, KY 40502-1412
Document Number3470/399
Book / Page3470 / 399
Transaction TypeTransfer
Record UpdatedDec 7, 2021

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

February 2017: Deed, Transfer

Document TypeDeed
JurisdictionFAYETTE KY
Recording DateFeb 24, 2017
Property Address726 CRAMER AVE, LEXINGTON, KY 40502-1412
Document Number3470/391
Book / Page3470 / 391
Transaction TypeTransfer
Record UpdatedDec 7, 2021

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

The 2026 property tax bill for 726 Cramer Ave was $4,775, up 1.9% from the year before.

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

TypeName
StateKentucky
County / MunicipalityLexington-Fayette Urban County
Unified School DistrictFayette County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,775.00 (+1.9%)$379,000 (-)$379,000 (-)
2025$4,686.00$379,000$379,000
2023$4,389.00$355,000$355,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 726 Cramer Ave; there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1998–2000)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 726 Cramer Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENTUCKY-AMERICAN WATER CO
private · serves 669,042 people · EPA ID KY0340250
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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