735 Capstone Ave, Concord, NC 28025 Property Records

Cabarrus County property record for 735 Capstone Ave, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,842 sqft · built 2005
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$170,000 (Aug 2005)
Tax Bill	$3,687 (2025)
Deeds & Mortgages	Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11045G0128.000000`

Property Details

APN / Parcel Number

Primary APN	`11045G0128.000000`
Alternative APNs	`5538 37 7544` `129785`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,842 sqft Living Area
Gross Area	3,534 sqft
1st Floor Area	1,226 sqft
Upper Floors Area	1,616 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Garage Type	Finished
Garage Area	380 sqft
Driveway	Concrete Driveway
Driveway Area	672 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	33 sqft
Patio Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	129785
Street Address	735 CAPSTONE AVE
City	CONCORD
State	NC
Zip	28025-7060
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-CO
Legal Description	LT 128 BRANDON RIDGE
Legal Subdivision	BRANDON RIDGE
Legal Lot Number	128
Jurisdiction	CABARRUS NC
Township / Civil Division	11, CENTRAL CABARRUS
Census Block Group	5
Census Block	5009
Census Tract	40501

Owner

Source: Cabarrus County records · APN 11045G0128.000000

Assessment roll updated September 23, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	735 CAPSTONE AVE, CONCORD, NC 28025-7060
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 01, 2005 · Amount on Record
Deed Sale	Aug 01, 2005 · Amount on Record
Deed Book / Page	6133 / 218
Record Updated	Sep 20, 2026

April 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	CABARRUS NC
Recording Date	Apr 12, 2019
Property Address	735 CAPSTONE AVE, CONCORD, NC 28025-7060
Document Number	1345784
Book / Page	013457 / 000084
Instrument Date	Apr 04, 2019
Instrument	8654
Transaction Type	Mortgage
Record Updated	Sep 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	735 CAPSTONE AVE CONCORD NC 280257060, CONCORD, NC 28025-7060

Mortgage

Document Number	1345788
Date	Apr 12, 2019
Book Page	013457/000088
Instrument	8655

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 11, 2049

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated September 23, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,687.00 (+29.92%)	$370,220 (+59.17%) Land $62,000 Building $308,220
2024			$370,220 (+59.17%) Land $62,000 Building $308,220
2023	$2,838.00	$232,600 Land $40,000 Building $192,600	$232,600 Land $40,000 Building $192,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 1, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Uniti Group DSL · Fiber in parts of the area	200 / 20

May also be available: Verizon.

Based on FCC filings for 286 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF CONCORD serves 120,771 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.