723 Capstone Ave, Concord, NC 28025 Property Records

Cabarrus County property record for 723 Capstone Ave, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,090 sqft · built 2005
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Owner Names on File
Last Sale	$144,500 (Aug 2005)
Tax Bill	$2,293 (2023)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11045G0131.000000`

Property Details

APN / Parcel Number

Primary APN	`11045G0131.000000`
Alternative APNs	`5538 37 6635` `37394`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,090 sqft Living Area
Gross Area	2,470 sqft
1st Floor Area	850 sqft
Upper Floors Area	1,240 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Garage Type	Finished
Garage Area	380 sqft
Driveway	Driveway
Driveway Area	672 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	33 sqft
Patio Area	33 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	37394
Street Address	723 CAPSTONE AVE
City	CONCORD
State	NC
Zip	28025-7060
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-CO
Legal Description	LT 131 BRANDON RIDGE PH I
Legal Subdivision	BRANDON RDG PH 01
Legal Lot Number	131
Jurisdiction	CABARRUS NC
Township / Civil Division	11, CENTRAL CABARRUS
Census Block Group	5
Census Block	5009
Census Tract	40501

Owner

Source: Cabarrus County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	723 CAPSTONE AVE, CONCORD, NC 28025-7060
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Nov 18, 2017	Deed of Trust, Mortgage · FHA Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 25, 2005 · Amount on Record
Deed Sale	Aug 25, 2005 · Amount on Record
Deed Document Number	0006186152
Deed Book / Page	6186 / 152
Record Updated	Jun 7, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	723 CAPSTONE AVE, CONCORD, NC 28025-7060
Transaction Type	Mortgage
Record Updated	May 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15123271
Date	Apr 27, 2021
Book Page	15123/271

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	320 Months
Due	Dec 1, 2047

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	723 CAPSTONE AVE, CONCORD, NC 28025-7060
Document Number	1278017
Book / Page	012780 / 000017
Instrument Date	Nov 18, 2017
Transaction Type	Mortgage
Record Updated	Dec 1, 2017
Title Company	EQUITY NATIONAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	723 CAPSTONE AVE CONCORD NC 280257060, CONCORD, NC 28025-7060

Mortgage

Document Number	1278017
Date	Nov 27, 2017
Book Page	012780/000017
Instrument	30577

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2047

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,293.00	$187,960 Land $40,000 Building $147,960	$187,960 Land $40,000 Building $147,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Uniti Group DSL · Fiber in parts of the area	200 / 20

May also be available: Verizon.

Nearby Properties on Capstone Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures