73488 Terraza Dr, Palm Desert, CA 92260 Property Records

Riverside County property record for 73488 Terraza Dr, Palm Desert, CA 92260

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,430 sqft · built 1999
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Trust Names on File
Last Sale	$532,500 (Jul 2020)
Tax Bill	$8,038 (2025)
Deeds & Mortgages	May 2026 Sale May 2026 Transfer + 6 more
Flood Zone	Zone X (minimal risk)
APN	`622-321-038`

Property Details

APN / Parcel Number

Primary APN	`622-321-038`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,430 sqft Living Area
Gross Area	3,190 sqft
1st Floor Area	2,430 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Wood
Roof Material	Tile
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	73488 TERRAZA DR
City	PALM DESERT
State	CA
Zip	92260-2352
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1010
Legal Description	.19 ACRES IN POR LOTS 9 & 10 MB 224/028 TR 24254-2
Legal Subdivision	TRACT 24254 2
Legal Tract	24254-2
Legal Lot Number	9
Jurisdiction	RIVERSIDE CA
Township / Civil Division	CATHEDRAL CITY-PALM DESERT
Census Block Group	4
Census Block	4000
Census Tract	44929

Owner

73488 Terraza Dr is held in a trust since July 2020.

Source: Riverside County records, as of October 15, 2026

Owner of Record	2 Trust Names on File
Mailing Address	24 PEPPER TREE LN, PALOS VERDES PENINSULA, CA 90274-5407
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
May 29, 2026	Gift Deed, Transfer NONE LISTED ON DOCUMENT
Aug 22, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 9, 2020	Grant Deed, Transfer · Conventional Mortgage PRIVATE INDIVIDUAL
Dec 15, 2017	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
May 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage COOPER J & T TR (PT)
May 30, 2017	Grant Deed, Transfer TITLE 365
Jan 18, 2017	Trustee's Deed, Foreclosure TITLE 365

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2020 · Amount on File
Deed Sale	Jul 9, 2020 · Amount on File
Prior Sale	Dec 15, 2017 · Amount on File
Deed Document Number	2020300551
Prior Transfer Date	Jan 13, 2017
Prior Transfer Doc	0000020747
Record Updated	Oct 29, 2026

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	May 29, 2026
Property Address	73488 TERRAZA DR, PALM DESERT, CA 92260-2352
Document Number	0000164957
Instrument Date	May 6, 2026
Instrument	2026164957
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	24 PEPPER TREE LN, PALOS VERDES PENINSULA, CA 90274-5407

May 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	RIVERSIDE CA
Recording Date	May 29, 2026
Property Address	73488 TERRAZA DR, PALM DESERT, CA 92260-2352
Document Number	0000164953
Instrument Date	May 6, 2026
Instrument	2026164953
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	24 PEPPER TREE LN, PALOS VERDES PENINSULA, CA 90274-5407

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	73488 TERRAZA DR, PALM DESERT, CA 92260-2352
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000323963
Date	Aug 22, 2019
Instrument	2019-0323963

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 9, 2020
Property Address	73488 TERRAZA DR, PALM DESERT, CA 92260-2352
Document Number	0000300551
Instrument Date	Jun 18, 2020
Instrument	300551
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$586.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	73488 TERRAZA DR PALM DESERT CA 922602352, PALM DESERT, CA 92260-2352

Mortgage

Document Number	300552
Date	Jul 9, 2020
Instrument	300552

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	SAN FRANCISCO, CA 94105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 8, 2050

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 15, 2017
Property Address	73488 TERRAZA DR, PALM DESERT, CA 92260-2352
Document Number	0000528133
Map Reference	MB 224 PG 28-30
Instrument Date	Nov 7, 2017
Instrument	2017-0528133
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	73488 TERRAZA DR, NEWPORT BEACH, CA 92660

Mortgage

Document Number	0000528134
Date	Dec 15, 2017
Instrument	2017-0528134

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	73488 TERRAZA DR, PALM DESERT, CA 92260-2352
Document Number	0000213611
Instrument Date	May 23, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	73488 TERRAZA DR PALM DESERT CA 922602352, PALM DESERT, CA 92260-2352

Mortgage

Document Number	0000213611
Date	May 30, 2017
Instrument	213611

Lender

Name	COOPER J & T TR (PT)

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	May 30, 2017
Property Address	73488 TERRAZA DR, PALM DESERT, CA 92260-2352
Document Number	0000213610
Instrument Date	May 15, 2017
Instrument	213610
Transaction Type	Transfer
Record Updated	Jun 7, 2017
Title Company	TITLE 365

Transaction

Amount	Amount on Record
Tax	$331.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	17257 BLUFF VISTA CT RIVERSIDE CA 925038715, RIVERSIDE, CA 92503-8715

January 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 18, 2017
Property Address	73488 TERRAZA DR, PALM DESERT, CA 92260-2352
Document Number	0000020747
Instrument Date	Jan 11, 2017
Instrument	20747
Transaction Type	Foreclosure
Record Updated	Jan 31, 2017
Title Company	TITLE 365

Transaction

Amount	Amount on Record
Tax	$543.52
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	73488 TERRAZA DR PALM DESERT CA 922602352, PALM DESERT, CA 92260-2352

Tax Assessment & Valuation

The 2025 property tax bill for 73488 Terraza Dr was $8,038.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Palm Desert City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$587,919 (+2%) Land $66,243 Building $521,676
2025	$8,038.00	$576,393 Land $64,945 Building $511,448
2023	$7,623.00 (+3.14%)	$554,013 Land $62,424 Building $491,589
2022	$7,391.00
2021			$561,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 73488 Terraza Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 73488 Terraza Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, Hotwire Communications, T-Mobile.

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