73482 Terraza Dr, Palm Desert, CA 92260 Property Records

Riverside County property record for 73482 Terraza Dr, Palm Desert, CA 92260

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,430 sqft · built 1999
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Company Names on File
Last Sale	$449,000 (Oct 2017)
Tax Bill	$2,942 (2025)
Deeds & Mortgages	Apr 2023 Transfer Dec 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`622-321-037`

Property Details

APN / Parcel Number

Primary APN	`622-321-037`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,430 sqft Living Area
Gross Area	3,190 sqft
1st Floor Area	2,430 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2000
Construction Type	Wood
Roof Material	Tile
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	73482 TERRAZA DR
City	PALM DESERT
State	CA
Zip	92260-2352
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1010
Legal Description	.19 ACRES IN POR LOTS 8 & 9 MB 224/028 TR 24254-2
Legal Tract	24254-2
Legal Lot Number	8
Jurisdiction	RIVERSIDE CA
Township / Civil Division	CATHEDRAL CITY-PALM DESERT
Census Block Group	4
Census Block	4000
Census Tract	44929

Owner

73482 Terraza Dr is owned by a company that acquired it in April 2023 and is owner-occupied.

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	73482 TERRAZA DR, PALM DESERT, CA 92260-2352
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2023	Intrafamily Transfer, Transfer
Dec 7, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Oct 6, 2017	Grant Deed, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2017 · Amount on File
Deed Sale	Oct 6, 2017 · Amount on File
Prior Sale	Mar 14, 2016 · Amount on File
Deed Document Number	2017417803
Last Transfer Date	Apr 15, 2023
Transfer Doc	0000110101
Record Updated	Sep 20, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 18, 2023
Property Address	73482 TERRAZA DR, PALM DESERT, CA 92260-2352
Document Number	0000110101
Map Reference	MB 224 PG 28-30
Instrument Date	Apr 15, 2023
Instrument	2023-0110101
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	73482 TERRAZA DR, PALM DESERT, CA 92260-2352

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	73482 TERRAZA DR, PALM DESERT, CA 92260-2352
Document Number	0000025927
Instrument Date	Dec 7, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	73482 TERRAZA DR PALM DESERT CA 922602352, PALM DESERT, CA 92260-2352

Mortgage

Document Number	0000025927
Date	Jan 23, 2018
Instrument	25927

Lender

Name	BANK OF AMERICA
Type	Bank
Address	ROCKY POINT, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 6, 2017
Property Address	73482 TERRAZA DR, PALM DESERT, CA 92260-2352
Document Number	0000417803
Instrument Date	Sep 6, 2017
Instrument	417803
Transaction Type	Transfer
Record Updated	Oct 17, 2017
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$493.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	73482 TERRAZA DR PALM DESERT CA 922602352, PALM DESERT, CA 92260-2352

Mortgage

Document Number	417804
Date	Oct 6, 2017
Instrument	417804

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 73482 Terraza Dr was $2,942 with a veteran's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Palm Desert City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$521,095 (+2%) Land $156,327 Building $364,768
2025	$2,942.00 Veteran's exemption	$510,878 Land $153,262 Building $357,616
2023	$4,880.00 (-25.48%) Homeowner's exemption	$491,041 Land $147,311 Building $343,730
2022	$6,549.00
2021			$544,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 73482 Terraza Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 73482 Terraza Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile.

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