Hamilton County property record for 7344 Waterpoint Ln, Cincinnati, OH 45255
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 6 ba · 6,819 sqft · built 1988 |
| Lot Size | 1.61 acres (70,175 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,250,000 (Sep 2023) |
| Tax Bill | $27,734 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Mar 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 500-0252-0089-00 |
| Primary APN | 500-0252-0089-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 6,819 sqft Living Area |
| Gross Area | 7,936 sqft |
| 1st Floor Area | 2,284 sqft |
| 2nd Floor Area | 2,535 sqft |
| Upper Floors Area | 839 sqft |
| Basement Area | 2,266 sqft |
| Finished Basement | 2,000 sqft |
| Unfinished Basement | 266 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 70,175 sqft (1.61 acres) |
| Lot Dimensions | 500 ft deep x 143 ft wide |
| Garage Type | Attached |
| Garage Area | 851 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 232 sqft |
| Deck Area | Deck Area |
| Patio Area | 852 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 7344 WATERPOINT LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45255-3925 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WATERPOINT 143.22 X 500.45 FT IRR LOT 53 WINDPOINT SUB SEC 3 |
| Legal Subdivision | WINDPOINT SUB |
| Legal Lot Number | 53 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | ANDERSON |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 27500 |
Source: Hamilton County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7344 WATERPOINT LN, CINCINNATI, OH 45255-3925 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Sep 5, 2023 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Mar 28, 2022 | Deed of Trust, Mortgage FIFTH THIRD BANK NA |
| Dec 1, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage FIFTH THIRD BANK NA |
| Jan 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK NA |
| Sep 7, 2017 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 5, 2023 · Amount on Record |
| Deed Sale | Sep 5, 2023 · Amount on Record |
| Prior Sale | Sep 7, 2017 · Amount on Record |
| Deed Document Number | 202362413 |
| Deed Book / Page | 14993 / 738 |
| Prior Transfer Date | Nov 19, 2021 |
| Prior Transfer Doc | 0000144254 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 5, 2023 |
| Property Address | 7344 WATERPOINT LN, CINCINNATI, OH 45255-3925 |
| Document Number | 0000062413 |
| Book / Page | 14993 / 738 |
| Map Reference | MB 266 PG 53-55 |
| Instrument Date | Aug 30, 2023 |
| Instrument | 2023-0062413 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7344 WATERPOINT LN, CINCINNATI, OH 45255-3925 |
| Document Number | 0000062414 |
|---|---|
| Date | Sep 5, 2023 |
| Instrument | 2023-0062414 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Type Change Date | Sep 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.5% |
| Index | 1-Year T-Bill |
| Max Rate | 11.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7344 WATERPOINT LN, CINCINNATI, OH 45255-3925 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7344 WATERPOINT LN, CINCINNATI, OH 45255-3925 |
| Document Number | 0000031797 |
|---|---|
| Date | Mar 28, 2022 |
| Book Page | 14633/1068 |
| Instrument | 2022-0031797 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount Recorded |
|---|---|
| Term | 359 Months |
| Due | Feb 25, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 1, 2021 |
| Property Address | 7344 WATERPOINT LN, CINCINNATI, OH 45255-3925 |
| Document Number | 0000144254 |
| Book / Page | 14554 / 2415 |
| Map Reference | MB 266 PG 53-55 |
| Instrument Date | Nov 19, 2021 |
| Instrument | 2021-0144254 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7344 WATERPOINT LN, CINCINNATI, OH 45255-3925 |
| Document Number | 0000144255 |
|---|---|
| Date | Dec 1, 2021 |
| Instrument | 2021-0144255 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7344 WATERPOINT LN, CINCINNATI, OH 45255-3925 |
| Document Number | 0000013411 |
| Instrument Date | Jan 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2020 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7344 WATERPOINT LN CINCINNATI OH 452553925, CINCINNATI, OH 45255-3925 |
| Document Number | 0000013411 |
|---|---|
| Date | Feb 7, 2020 |
| Book Page | 014100/002142 |
| Instrument | 13411 |
| Name | FIFTH THIRD BK NA |
|---|---|
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 7, 2017 |
| Property Address | 7344 WATERPOINT LN, CINCINNATI, OH 45255-3925 |
| Document Number | 0000001744 |
| Map Reference | MB 266 PG 53 |
| Instrument Date | Aug 31, 2017 |
| Instrument | 17-0081744 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,959.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 7344 WATERPOINT LN, ANDERSON, OH 45255-3925 |
| Document Number | 0000001745 |
|---|---|
| Date | Sep 7, 2017 |
| Instrument | 17-0081745 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2047 |
| Document Number | 0000081747 |
|---|---|
| Date | Sep 7, 2017 |
| Instrument | 17-0081747 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 25, 2047 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Anderson Township |
| Unified School District | Forest Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $27,734.00 (+2.8%) | $443,685 (-) Land $57,551 Building $386,134 | $1,267,670 (-) Land $164,430 Building $1,103,240 |
| 2024 | $26,979.00 (+5.2%) | $443,685 (-) Land $57,551 Building $386,134 | |
| 2023 | $25,645.00 (+73.42%) | $443,685 (+95.03%) Land $57,551 Building $386,134 | $1,267,670 (+95.03%) Land $164,430 Building $1,103,240 |
| 2022 | $14,788.00 Homeowner's exemption | $227,501 Land $57,551 Building $169,950 | |
| 2020 | $650,000 Land $164,430 Building $485,570 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | Apr 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 71% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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