St. Charles County property record for 7342 The Cedars Dr, O Fallon, MO 63368 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,418 sqft · built 1992 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Company Names on File |
| Deeds & Mortgages | Sep 2021 Mortgage Sep 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | A922000761 |
| Primary APN | A922000761 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,418 sqft Living Area |
| Gross Area | 4,160 sqft |
| 1st Floor Area | 1,320 sqft |
| Basement Area | 1,098 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 644 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 180 sqft |
| Deck Area | Deck Area |
| Patio Area | 426 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A922000761 |
|---|---|
| Street Address | 7342 THE CEDARS DR |
| City | O FALLON |
| State | MO |
| Zip | 63368-8250 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TWIN CHIMNEYS PH1 VLG H THE CEDAR VLG LOT 72H |
| Legal Subdivision | TWIN CHIMNEYS PH1 VLG H THE CEDAR |
| Legal Lot Number | 72H |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 311154 |
Source: St. Charles County records · APN A922000761
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 7342 THE CEDARS DR, O FALLON, MO 63368-8250 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Sep 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Sep 25, 2019 | Deed of Trust, Mortgage · Line of Credit COMMERCE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Dec 05, 2024 |
| Transfer Doc | 0000053954 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 7342 THE CEDARS DR, O FALLON, MO 63368-8250 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 7342 THE CEDARS DR, O FALLON, MO 63368-8250 |
| Document Number | 2021R078406 |
|---|---|
| Date | Sep 20, 2021 |
| Instrument | 2021R-078406 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Oct 01, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 7342 THE CEDARS DR, O FALLON, MO 63368-8250 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0071491131 |
|---|---|
| Date | Sep 25, 2019 |
| Book Page | 7149/1131 |
| Instrument | 20190925000527800 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 17, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $69,198 (+2.54%) | $364,199 (+2.54%) Land $65,000 Building $299,199 |
| 2023 | $67,483 | |
| 2022 | $355,174 Land $45,000 Building $310,174 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833111541, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 497 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Gateway Fiber Holdings | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Wisper ISP | Fixed Wireless | 400 / 30 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: WH i3B Bidco LLC/WH i3B Topco. Availability varies by address; speeds are provider-advertised maximums, not measured.
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