St. Charles County property record for 7338 The Cedars Dr, O Fallon, MO 63368
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,512 sqft · built 1992 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $251,300 (Dec 2020) |
| Tax Bill | $3,799 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A922000762 |
| Primary APN | A922000762 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| Gross Area | 3,464 sqft |
| 1st Floor Area | 1,512 sqft |
| Basement Area | 1,512 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A922000762 |
|---|---|
| Street Address | 7338 THE CEDARS DR |
| City | O FALLON |
| State | MO |
| Zip | 63368-8250 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TWIN CHIMNEYS PH1 VLG H THE CEDAR VLG LOT 73H |
| Legal Subdivision | TWIN CHIMNEYS PH1 VLG H THE CEDAR |
| Legal Lot Number | 73H |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 311154 |
Source: St. Charles County records · APN A922000762
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7338 THE CEDARS DR, O FALLON, MO 63368-8250 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 17, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Dec 14, 2020 | Warranty Deed, Transfer · FHA Mortgage HOME PT FIN'L |
| Jun 27, 2017 | Warranty Deed, Transfer · VA Mortgage |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 14, 2020 · Amount on Record |
| Deed Sale | Dec 14, 2020 · Amount on Record |
| Prior Sale | Jun 27, 2017 · Amount on Record |
| Deed Document Number | 202098047 |
| Prior Transfer Date | Oct 07, 2005 |
| Prior Transfer Doc | 0043471672 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 7338 THE CEDARS DR, O FALLON, MO 63368-8250 |
| Transaction Type | Mortgage |
| Record Updated | Dec 02, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 7338 THE CEDARS DR, DARDENNE PRAIRIE, MO 63368-8250 |
| Document Number | 2021R094278 |
|---|---|
| Date | Nov 17, 2021 |
| Instrument | 2021R-094278 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Jan 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 14, 2020 |
| Property Address | 7338 THE CEDARS DR, O FALLON, MO 63368-8250 |
| Document Number | 0000098047 |
| Instrument Date | Oct 29, 2020 |
| Instrument | 98047 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2021 |
| Title Company | NTC - KEY W |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7338 THE CEDARS DR O FALLON MO 633688250, O FALLON, MO 63368-8250 |
| Document Number | 98048 |
|---|---|
| Date | Dec 14, 2020 |
| Instrument | 98048 |
| Name | HOME PT FIN'L |
|---|---|
| Address | PARSIPPANY, NJ 07054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 13, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 27, 2017 |
| Property Address | 7338 THE CEDARS DR, O FALLON, MO 63368-8250 |
| Document Number | 0067651800 |
| Book / Page | 6765 / 1800 |
| Map Reference | MB 30 PG 366 |
| Instrument Date | Jun 22, 2017 |
| Instrument | 20170627000393060 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4830 TANGLEWOOD TRL, 4830, BOULDER, CO 80301-3931 |
| Name | Verified Name |
|---|---|
| Address | 7338 THE CEDARS DR, O FALLON, MO 63368-8250 |
| Document Number | , 20170627000393070 |
|---|---|
| Date | Jun 27, 2017 |
| Instrument | 20170627000393070 |
| Type | Bank |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2047 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,799.00 (+5.21%) | $59,103 (+8.37%) | $311,067 (+8.37%) Building $311,067 |
| 2024 | $3,611.00 | ||
| 2023 | $54,539 | ||
| 2022 | $287,045 Land $45,000 Building $242,045 |
Source: FEMA National Flood Hazard Layer as of August 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Holdings Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: WH i3B Bidco LLC/WH i3B Topco.
Based on FCC filings for 497 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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