7342 Ridgestone Dr, Cincinnati, OH 45243 Property Records

Hamilton County property record for 7342 Ridgestone Dr, Cincinnati, OH 45243

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,762 sqft · built 2015
Lot Size0.578 acres (25,191 sqft)
Owner2 Individual Names on Record
Last Sale$235,000 (Sep 2015)
Tax Bill$19,749 (2025)
Deeds & MortgagesJun 2017 Mortgage
Mar 2018 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN525-0018-0131-00

Property Details

APN / Parcel Number

Primary APN525-0018-0131-00

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,762 sqft Living Area
Gross Area6,267 sqft
1st Floor Area1,707 sqft
2nd Floor Area2,055 sqft
Basement Area1,681 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleConventional
Exterior MaterialBrick
Lot Area25,191 sqft (0.578 acres)
Garage TypeAttached
Garage Area824 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address7342 RIDGESTONE DR
CityCINCINNATI
StateOH
Zip45243-3064
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIDGESTONE DR LOT 9 0.5783 AC CAMARGO RIDGE SUB
Legal SubdivisionCAMARGO RIDGE SUB
Legal Lot Number9
JurisdictionHAMILTON OH
Township / Civil DivisionMADEIRA
Census Block Group2
Census Block2006
Census Tract24401

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7342 RIDGESTONE DR, MADEIRA, OH 45243-3064
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 14, 2017Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD MORTGAGE CO
Mar 30, 2018Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD BANK
Feb 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Jun 29, 2022Deed of Trust, Mortgage · Line of Credit
PNC BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 16, 2015 · Amount on Record
Deed SaleSep 16, 2015 · Amount on Record
Deed Document Number201599158
Deed Book / Page12994 / 1203
Prior Transfer DateSep 1, 2015
Prior Transfer Doc0000000158
Record UpdatedJun 8, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address7342 RIDGESTONE DR, CINCINNATI, OH 45243-3064
Transaction TypeMortgage
Record UpdatedAug 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002985
DateJun 14, 2017
Instrument17-0052985
Lender
NameFIFTH THIRD MORTGAGE CO
TypeMortgage Company
AddressCINCINNATI, OH 45227
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 1, 2032

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address7342 RIDGESTONE DR, CINCINNATI, OH 45243-3064
Transaction TypeMortgage
Record UpdatedAug 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006354
DateMar 30, 2018
Instrument18-0026354
Lender
NameFIFTH THIRD BANK
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 25, 2048

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address7342 RIDGESTONE DR, CINCINNATI, OH 45243-3064
Transaction TypeMortgage
Record UpdatedAug 25, 2022
Title CompanyAMERICAN HOMELAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013942
DateFeb 2, 2021
Book Page14346/349
Instrument2021-0013942
Lender
NameAMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 1, 2036

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address7342 RIDGESTONE DR, CINCINNATI, OH 45243-3064
Transaction TypeMortgage
Record UpdatedAug 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address7342 RIDGESTONE DR, MADEIRA, OH 45243-3064

Mortgage

Document Number0000063950
DateJun 29, 2022
Book Page14698/138
Instrument2022-0063950
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueJun 5, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityMadeira City
Unified School DistrictMadeira City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$19,749.00 (+2.66%)$336,000 (-) Land $90,958 Building $245,042$960,000 (-) Land $259,880 Building $700,120
2024$19,238.00 (-13.96%)$336,000 (-12.82%) Land $90,958 Building $245,042
2023$22,359.00 (+7.68%)$385,417 (+31.72%) Land $90,958 Building $294,459$960,000 (+14.83%) Land $259,880 Building $700,120
2022$20,765.00 Homeowner's exemption$292,597 Land $82,250 Building $210,347
2020$835,990 Land $235,000 Building $600,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 78% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN HILL CITY PWS
serves 15,000 people · EPA ID OH3101112
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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