734 Planet Dr, Destin, FL 32541 Property Records

Okaloosa County property record for 734 Planet Dr, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,662 sqft · built 1982
Lot Size0.55 acres (24,000 sqft)
OwnerIndividual Name on File
Tax Bill$1,130 (2025)
Deeds & MortgagesFeb 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APNC56-000-590-0095-0

Property Details

APN / Parcel Number

Primary APNC56-000-590-0095-0
Alternative APN
  • 00-2S-22-1650-000C-0020

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,662 sqft Heated Area
Gross Area2,250 sqft
1st Floor Area1,536 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area24,000 sqft (0.55 acres)
Lot Width125 ft Width
Garage TypeFinished
Garage Area378 sqft
PorchEnclosed Porch
Porch Area210 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address734 PLANET DR
CityDESTIN
StateFL
Zip32541-1839
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMORENO ACRES S/D LOT 2 BLK C
Legal Range22
Legal Township02S
Legal SubdivisionMORENO ACRES S/D
Legal BlockC
Legal Lot Number2
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1014
Census Tract23305

Owner

734 Planet Dr is owned and occupied by an individual who acquired it in February 2003.

Source: Okaloosa County records, as of December 8, 2025

Owner of RecordIndividual Name on File
Mailing Address734 PLANET DR, DESTIN, FL 32541-1839
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 11, 2003
Deed SaleFeb 11, 2003
Deed Document Number1989723
Record UpdatedJun 8, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address734 PLANET DR, DESTIN, FL 32541-1839
Transaction TypeMortgage
Record UpdatedMar 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address734 PLANET DR, DESTIN, FL 32541-1839

Mortgage

Document Number0003798940
DateFeb 17, 2026
Instrument3798940
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueFeb 28, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 734 Planet Dr was $1,130 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,130.00 Homeowner's exemption$134,476$400,885 Land $185,619 Building $215,266
2023$1,024.00 (+3.33%) Homeowner's exemption$124,336 (+3%)$372,921 (+7.94%) Land $160,001 Building $212,920
2022$991.00 Homeowner's exemption$120,715$345,476 Land $145,456 Building $200,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 734 Planet Dr in Zone X, an area of minimal flood risk, though there have been 65 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 156 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies258 units insured
incl. 102 condo units
Nearby Flood Claims65 (1991–2021)
Claims Outside the SFHA43 of 65
Most Recent ClaimJun 2021 · other causes
Claims by Event
  • Hurricane Frances, Sep 2004 · 10 claims
  • Hurricane Georges, Sep 1998 · 10 claims
  • Hurricane Opal, Oct 1995 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 734 Planet Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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