Okaloosa County property record for 720 Planet Dr, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,610 sqft · built 1981 |
| Lot Size | 0.551 acres (24,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (Sep 2017) |
| Tax Bill | $2,386 (2022) |
| Deeds & Mortgages | Jul 2021 Mortgage Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-590-0131-3 |
| Primary APN | C56-000-590-0131-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,610 sqft Living Area |
| Gross Area | 2,786 sqft |
| 1st Floor Area | 1,610 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 24,000 sqft (0.551 acres) |
| Lot Width | 125 ft Width |
| Garage Type | Attached |
| Garage Area | 546 sqft |
| Driveway | Driveway |
| Porch | Finished/Open Porch |
| Porch Area | 24 sqft |
| Patio Area | 606 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 720 PLANET DR |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-1825 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MORENO ACRES S/D LOT 2 BLK F |
| Legal Subdivision | MORENO ACRES S/D |
| Legal Block | F |
| Legal Lot Number | 2 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 23305 |
720 Planet Dr is owned and occupied by two individuals who bought it in September 2017.
Source: Okaloosa County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 720 PLANET DR, DESTIN, FL 32541-1825 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 1, 2021 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING |
| Aug 15, 2019 | Deed of Trust, Mortgage · VA Mortgage BNC NATIONAL BANK |
| Sep 29, 2017 | Warranty Deed, Transfer · Conventional with PMI PRIME LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2017 · Amount on File |
| Deed Sale | Sep 29, 2017 · Amount on File |
| Prior Sale | May 25, 2016 · Amount on File |
| Deed Document Number | 20173162768 |
| Deed Book / Page | 3319 / 2545 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 720 PLANET DR, DESTIN, FL 32541-1825 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2024 |
| Title Company | MCNEESE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0035573679 |
|---|---|
| Date | Jul 1, 2021 |
| Book Page | 3557/3679 |
| Instrument | 3468620 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 720 PLANET DR, DESTIN, FL 32541-1825 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MCNEESE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0034140624 |
|---|---|
| Date | Aug 15, 2019 |
| Book Page | 3414/0624 |
| Instrument | 3298196 |
| Name | BNC NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | GLENDALE, AZ 85308 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Sep 29, 2017 |
| Property Address | 720 PLANET DR, DESTIN, FL 32541-1825 |
| Document Number | 0033192545 |
| Book / Page | 003319 / 002545 |
| Instrument Date | Sep 25, 2017 |
| Instrument | 3162768 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2017 |
| Title Company | MCNEESE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,240.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | PO BOX 9054 MIRAMAR BEACH FL 325501019, MIRAMAR BEACH, FL 32550-1019 |
| Document Number | 33192551 |
|---|---|
| Date | Sep 29, 2017 |
| Book Page | 003319/002551 |
| Instrument | 3162770 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 28, 2047 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Veteran's exemption | $317,855 | $515,604 Land $185,619 Building $329,985 |
| 2023 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $248,708 (+3%) | $454,276 (+7.56%) Land $160,001 Building $294,275 |
| 2022 | $2,386.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $241,464 | $422,361 Land $145,456 Building $276,905 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 720 Planet Dr in Zone X, an area of minimal flood risk, though there have been 65 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 156 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 258 units insured incl. 102 condo units |
| Nearby Flood Claims | 65 (1991–2021) |
| Claims Outside the SFHA | 43 of 65 |
| Most Recent Claim | Jun 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 720 Planet Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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