734 N 10th St, Reading, PA 19604 Property Records

Berks County property record for 734 N 10th St, Reading, PA 19604

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 2 ba · 1,888 sqft · built 1900
Lot Size	0.03 acres (1,307 sqft)
Owner	2 Individual Names on File
Last Sale	$72,000 (Aug 2020)
Tax Bill	$1,177 (2026)
Deeds & Mortgages	Jan 2024 Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5317-53-04-4480`

Property Details

APN / Parcel Number

Primary APN	`5317-53-04-4480`
Alternative APNs	`12-5317-53-04-4480` `12141500` `141500`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Units	2 Units
Stories	3 Stories
Building Area	1,888 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Multi-Family
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,307 sqft (0.03 acres)
View / Lot	Neighborhood

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	12141500
Street Address	734 N 10TH ST
City	READING
State	PA
Zip	19604-2502
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Block	04
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2004
Census Tract	1400

Owner

734 N 10th St, a residential property, is owned and occupied by two individuals who bought it in August 2020.

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	734 N 10TH ST, READING, PA 19604-2502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 5, 2020	Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2020 · Amount on File
Deed Sale	Aug 5, 2020 · Amount on File
Prior Sale	Jan 31, 1994 · Amount on File
Deed Document Number	202026491
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	734 N 10TH ST, READING, PA 19604-2502
Transaction Type	Mortgage
Record Updated	Jan 19, 2024
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	734 N 10TH ST, READING, PA 19604-2502

Mortgage

Document Number	0000000323
Date	Jan 4, 2024
Instrument	2024000323

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Aug 5, 2020
Property Address	734 N 10TH ST, READING, PA 19604-2502
Document Number	0000026491
Instrument Date	Jul 31, 2020
Instrument	2020026491
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	STEWART ABSTRACT

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	734 N 10TH ST, READING, PA 19604-2502

Mortgage

Document Number	0000026492
Date	Aug 5, 2020
Instrument	2020026492

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Mortgage

Document Number	0000026493
Date	Aug 5, 2020
Instrument	2020026493

Lender

Name	NEIGHBORHOOD HOUSING SERVICES OF GREATER
Type	Non-Lending Institution
Address	READING, PA 19601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	84 Months
Due	Aug 1, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 734 N 10th St was $1,177.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,177.00	$41,700 Land $12,000 Building $29,700	$12,000 Land $12,000
2024	$1,103.00	$41,700 Land $12,000 Building $29,700
1994			$41,700 Land $12,000 Building $29,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 734 N 10th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–1979)
Most Recent Claim	Jan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 734 N 10th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2,831 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250

May also be available: Frontier, T-Mobile, Verizon.

Nearby Properties on N 10th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures