732 N 10th St, Reading, PA 19604 Property Records

Berks County property record for 732 N 10th St, Reading, PA 19604

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 2 ba · 2,064 sqft · built 1900
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on File
Last Sale	$155,500 (Apr 2023)
Tax Bill	$954 (2026)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Feb 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`5317-53-04-4389`

Property Details

APN / Parcel Number

Primary APN	`5317-53-04-4389`
Alternative APNs	`12-5317-53-04-4389` `141450`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,064 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Multi-Family
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,742 sqft (0.04 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	732 N 10TH ST
City	READING
State	PA
Zip	19604-2502
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Block	04
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2004
Census Tract	1400

Owner

732 N 10th St, a residential property, is owned and occupied by an individual who bought it in April 2023.

Source: Berks County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	732 N 10TH ST, READING, PA 19604-2502
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2023	Deed, Transfer · Conventional Mortgage UNIVEST BANK & TRUST CO
Feb 13, 2019	Grant Deed, Transfer HOMESALE SETTLEMENT SERVICES LIMITED, HOMESALE SETTLEMENT SVCS LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2023 · Amount on File
Deed Sale	Apr 18, 2023 · Amount on File
Prior Sale	Feb 13, 2019 · Amount on File
Deed Document Number	202310918
Record Updated	Oct 29, 2026

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Apr 18, 2023
Property Address	732 N 10TH ST, READING, PA 19604-2502
Document Number	0000010918
Instrument Date	Apr 10, 2023
Instrument	2023010918
Transaction Type	Transfer
Record Updated	May 3, 2023
Title Company	KEYSTONE TITLE SERVICES

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,555.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	732 N 10TH ST, READING, PA 19604-2502

Mortgage

Document Number	0000010919
Date	Apr 18, 2023
Instrument	2023010919

Lender

Name	UNIVEST BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Mortgage

Document Number	0000010921
Date	Apr 18, 2023
Instrument	2023010921

Lender

Name	UNIVEST BANK & TRUST CO
Type	Bank
Address	SOUDERTON, PA 18964

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Feb 13, 2019
Property Address	732 N 10TH ST, READING, PA 19604-2502
Document Number	0000004423
Instrument Date	Feb 8, 2019
Instrument	4423
Transaction Type	Transfer
Record Updated	Feb 25, 2019
Title Company	HOMESALE SETTLEMENT SERVICES LIMITED, HOMESALE SETTLEMENT SVCS LTD

Transaction

Amount	Amount on Record
Tax	$630.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	65 WALLOPS MILL RD DENVER PA 17517, DENVER, PA 17517

Tax Assessment & Valuation

The 2026 property tax bill for 732 N 10th St was $954.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$954.00	$33,800 Land $10,500 Building $23,300	$10,500 Land $10,500
2024	$894.00	$33,800 Land $10,500 Building $23,300
1994			$33,800 Land $10,500 Building $23,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 732 N 10th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–1979)
Most Recent Claim	Jan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 732 N 10th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2,831 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250

May also be available: Frontier, T-Mobile, Verizon.

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