734 Main St, Berlin, PA 15530 Property Records

Somerset County property record for 734 Main St, Berlin, PA 15530

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,320 sqft · built 1890
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$146,775 (Feb 2023)
Tax Bill	$931 (2026)
Deeds & Mortgages	Jul 2008 Mortgage Jan 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S05-020-131-000`

Property Details

APN / Parcel Number

Primary APN	`S05-020-131-000`
Alternative APNs	`S05-020-131-00` `050001880`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,320 sqft Living Area
1st Floor Area	660 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Metal
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	207 ft deep x 30 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	050001880
Street Address	734 MAIN ST
City	BERLIN
State	PA
Zip	15530-1621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BNG 0.20 A 2 STY VINYL DWG SHED
Legal Lot Number	4
Jurisdiction	SOMERSET PA
Township / Civil Division	BERLIN
Census Block Group	3
Census Block	3075
Census Tract	21400

Owner

Source: Somerset County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	734 MAIN ST, BERLIN, PA 15530-1621
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2008	Deed of Trust, Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Jan 16, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 21, 2023	Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2023 · Amount on Record
Deed Sale	Feb 21, 2023 · Amount on Record
Deed Document Number	20231144
Deed Book / Page	3004 / 67
Record Updated	Jun 8, 2026

July 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET PA
Property Address	734 MAIN ST, BERLIN, PA 15530-1621
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02053/0308
Date	Jul 2, 2008
Book Page	2053/0308
Instrument	2008008365

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Address	BERLIN, PA 15530

Agreement

Amount	Amount Recorded
Term	59 Months
Due	Jun 15, 2013

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET PA
Property Address	734 MAIN ST, BERLIN, PA 15530-1621
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	734 MAIN ST, BERLIN, PA 15530-1621

Mortgage

Document Number	003108/561
Date	Jan 16, 2025
Book Page	3108/561
Instrument	2025000326

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Mar 1, 2053

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET PA
Recording Date	Feb 21, 2023
Property Address	734 MAIN ST, BERLIN, PA 15530-1621
Document Number	0003004/67
Book / Page	3004 / 67
Instrument Date	Feb 17, 2023
Instrument	2023001144
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,467.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	734 MAIN ST, BERLIN, PA 15530-1621

Mortgage

Document Number	2023001145
Date	Feb 21, 2023
Instrument	2023001145

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

Source: Somerset County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
Municipality	Berlin Borough
County	Somerset County
Unified School District	Berlin Brothersvalley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$931.00 (+8.89%)	$18,160 (-)
2024	$855.00 (+7.41%)	$18,160 (-)
2023	$796.00	$18,160
1998			$36,300 Land $9,950 Building $26,350

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (1978–2011)
Most Recent Claim	Apr 2011 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERLIN BORO MUNI AUTH serves 2,468 people · EPA ID PA4560029
Water Source	Groundwater
Last State Inspection	Dec 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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