731 Main St, Berlin, PA 15530 Property Records

Somerset County property record for 731 Main St, Berlin, PA 15530

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,460 sqft · built 1900
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$56,000 (Oct 2017)
Tax Bill	$1,378 (2026)
Deeds & Mortgages	Nov 2022 Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`S05-020-114-000`

Property Details

APN / Parcel Number

Primary APN	`S05-020-114-000`
Alternative APNs	`S05-020-114-00` `050002650`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,460 sqft Living Area
1st Floor Area	1,134 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asbestos
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	200 ft deep x 65 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	050002650
Street Address	731 MAIN ST
City	BERLIN
State	PA
Zip	15530-1624
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BNG 0.30 A 2 STY VINYL DWG GAR
Legal Subdivision	VICTCRSBUG
Legal Lot Number	6
Jurisdiction	SOMERSET PA
Township / Civil Division	BERLIN
Census Block Group	3
Census Block	3065
Census Tract	21400

Owner

Source: Somerset County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	731 MAIN ST, BERLIN, PA 15530-1624
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2022	Deed of Trust, Mortgage SOMERSET TRUST CO
Oct 25, 2021	Deed of Trust, Mortgage SOMERSET TRUST CO
Jul 7, 2020	Deed of Trust, Mortgage · Commercial Mortgage SOMERSET TRUST CO
Oct 18, 2017	Deed, Transfer · ARM SOMERSET TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2017 · Amount on Record
Deed Sale	Oct 18, 2017 · Amount on Record
Deed Document Number	20177527
Deed Book / Page	2660 / 1078
Prior Transfer Date	Oct 11, 2013
Prior Transfer Doc	0000010049
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET PA
Property Address	731 MAIN ST, BERLIN, PA 15530-1624
Transaction Type	Mortgage
Record Updated	Dec 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 MAIN ST, BERLIN, PA 15530-1624

Mortgage

Document Number	002991/524
Date	Nov 17, 2022
Book Page	2991/524
Instrument	2022009158

Lender

Name	SOMERSET TRUST CO
Type	Bank
Address	SOMERSET, PA 15501

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET PA
Property Address	731 MAIN ST, BERLIN, PA 15530-1624
Transaction Type	Mortgage
Record Updated	Nov 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 MAIN ST, BERLIN, PA 15530-1624

Mortgage

Document Number	2918/626
Date	Oct 25, 2021
Book Page	2918/626
Instrument	2021009036

Lender

Name	SOMERSET TRUST CO
Type	Bank
Address	BERLIN, PA 15530

Agreement

Amount	Amount Recorded

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET PA
Property Address	731 MAIN ST, BERLIN, PA 15530-1624
Transaction Type	Mortgage
Record Updated	Jul 22, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2817/518
Date	Jul 7, 2020
Book Page	2817/518
Instrument	2020004281

Lender

Name	SOMERSET TRUST CO
Type	Bank
Address	SOMERSET, PA 15501

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET PA
Recording Date	Oct 18, 2017
Property Address	731 MAIN ST, BERLIN, PA 15530-1624
Document Number	2660/1078
Book / Page	2660 / 1078
Instrument Date	Oct 13, 2017
Instrument	2017007527
Transaction Type	Transfer
Record Updated	May 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$64.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1192, SOMERSET, PA 15501-0317

Mortgage

Document Number	2017007528
Date	Oct 18, 2017
Instrument	2017007528

Lender

Name	SOMERSET TRUST CO
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 5, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	6.62%
Index	1-Year CMT
Margin	2
Max Rate	9.62%

Tax Assessment & Valuation

Source: Somerset County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
Municipality	Berlin Borough
County	Somerset County
Unified School District	Berlin Brothersvalley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,378.00 (+8.93%)	$26,860 (-)
2024	$1,265.00 (+7.39%)	$26,860 (-)
2023	$1,178.00	$26,860
1998			$53,700 Land $13,570 Building $40,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (1978–2011)
Most Recent Claim	Apr 2011 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERLIN BORO MUNI AUTH serves 2,468 people · EPA ID PA4560029
Water Source	Groundwater
Last State Inspection	Dec 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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