LaSalle County property record for 731 E Michigan St, Ottawa, IL 61350
| Property Type | Single Family Home |
|---|---|
| Details | 1,352 sqft · built 1994 |
| Lot Size | 0.23 acres (10,017 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,304 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-12-107-007 |
| Primary APN | 21-12-107-007 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,352 sqft Total Area |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Lot Area | 10,017 sqft (0.23 acres) |
| Street Address | 731 E MICHIGAN ST |
|---|---|
| City | OTTAWA |
| State | IL |
| Zip | 61350-2411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OTTAWA CENTER, LTS 2 & 3 BLK 10 SEC 12-33-3 |
| Legal Range | 03 |
| Legal Township | 33 |
| Legal Section | 12 |
| Legal Subdivision | OTTAWA CENTER |
| Legal Block | 10 |
| Legal Lot Number | 2-3 |
| Jurisdiction | LASALLE IL |
| Township / Civil Division | OTTAWA |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 962700 |
Source: LaSalle County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 731 E MICHIGAN ST, OTTAWA, IL 61350-2411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LASALLE IL |
| Property Address | 731 E MICHIGAN ST, OTTAWA, IL 61350-2411 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202115995 |
|---|---|
| Date | Oct 13, 2021 |
| Instrument | 2021-15995 |
| Name | OLD SECOND NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 1, 2036 |
| Rate Type | Fixed Rate |
|---|
Source: LaSalle County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | LaSalle County |
| County Subdivision | Ottawa Township |
| Municipality | Ottawa City |
| Elementary School District | Ottawa Elementary School District 141 (PK - 08) |
| Secondary School District | Ottawa Township High School District 140 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,304.00 (+8.56%) | $68,850 (+23.31%) Land $7,474 Building $61,376 | $206,550 (+23.31%) Land $22,422 Building $184,128 |
| 2024 | $5,807.00 (+20.85%) | ||
| 2023 | $55,836 (+10.18%) Land $6,061 Building $49,775 | $167,508 (+10.18%) Land $18,183 Building $149,325 | |
| 2022 | $4,805.00 | $50,677 Land $4,901 Building $45,776 | $152,031 Land $14,703 Building $137,328 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 118 (1979–2013) |
| Claims Outside the SFHA | 15 of 118 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTTAWA serves 18,097 people · EPA ID IL0990800 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | Radium resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fixed Wireless | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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