734 Cindy Ln, Westminster, MD 21157 Property Records

Carroll County property record for 734 Cindy Ln, Westminster, MD 21157

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,648 sqft · built 1975
Lot Size0.718 acres (31,276 sqft)
Owner2 Individual Names on Record
Last Sale$350,000 (Sep 2019)
Tax Bill$5,075 (2026)
Deeds & MortgagesMar 2021 Mortgage
Sep 2019 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN04-030451

Property Details

APN / Parcel Number

Primary APN04-030451
Alternative APNs
  • 4030451
  • 030451

Interior

Full Baths3 Baths
Stories1 Story
Building Area1,648 sqft Total Area
Basement Area1,200 sqft
Finished Basement1,200 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area31,276 sqft (0.718 acres)
Garage TypeCarport
Garage Area392 sqft
CarportCarport
Carport Area392 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area114 sqft
Deck Area200 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number030451
Street Address734 CINDY LN
CityWESTMINSTER
StateMD
Zip21157-7656
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-400
Legal DescriptionLT 16B - 31276 SQ FT 734 CINDY LN 11-71 SEC A FAIR LEA HILLS PLT 5
Legal SubdivisionSECTION A-PLAT V OF FAIR LEA HILLS
Legal Lot Number16B
JurisdictionCARROLL MD
Township / Civil Division4, WOOLERYS
Census Block Group3
Census Block3001
Census Tract504202

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address734 CINDY LN, WESTMINSTER, MD 21157-7656
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
1ST PREFERENCE MORTGAGE CORP
Sep 11, 2019Deed, Transfer · Conventional Mortgage
SUN TRUST BANK
May 1, 2019Deed of Trust, Mortgage · Conventional Mortgage
COLTLEE INVS SVCS LLC
Apr 24, 2019Grant Deed, Transfer · Construction Mortgage
BARSHEL HOLDINGS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 11, 2019 · Amount on Record
Deed SaleSep 11, 2019 · Amount on Record
Prior SaleApr 24, 2019 · Amount on Record
Deed Book / Page9406 / 233
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address734 CINDY LN, WESTMINSTER, MD 21157-7656
Transaction TypeMortgage
Record UpdatedMay 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0101750361
DateMar 23, 2021
Book Page10175/361
Lender
Name1ST PREFERENCE MORTGAGE CORP
TypeMortgage Company
AddressNOTTINGHAM, MD 21236
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term373 Months
DueApr 1, 2052

September 2019: Deed, Transfer

Document TypeDeed
JurisdictionCARROLL MD
Recording DateSep 11, 2019
Property Address734 CINDY LN, WESTMINSTER, MD 21157-7656
Document Number0094060233
Book / Page9406 / 0233
Map ReferenceMB 11 FO 71
Instrument DateAug 20, 2019
Transaction TypeTransfer
Record UpdatedMay 2, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address734 CINDY LN, WESTMINSTER, MD 21157-7656

Mortgage

Document Number0009406239
DateSep 11, 2019
Instrument9406/239
Lender
NameSUN TRUST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2049

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address734 CINDY LN, WESTMINSTER, MD 21157-7656
Document Number0092910216
Instrument DateMay 1, 2019
Transaction TypeMortgage
Record UpdatedJun 5, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address187 GREENVALE RD WESTMINSTER MD 211574467, WESTMINSTER, MD 21157-4467

Mortgage

Document Number0092910216
DateMay 15, 2019
Book Page009291/000216
Lender
NameCOLTLEE INVS SVCS LLC
Address4526 HANOVER PIKE, MANCHESTER, MD 21102-1230
Agreement
TypeConventional Mortgage
AmountAmount Recorded

April 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCARROLL MD
Recording DateApr 24, 2019
Property Address734 CINDY LN, WESTMINSTER, MD 21157-7656
Document Number0092720497
Book / Page009272 / 000497
Instrument DateApr 19, 2019
Transaction TypeTransfer
Record UpdatedMay 13, 2019
Title CompanyLAKESIDE TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$200.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address734 CINDY LN WESTMINSTER MD 211577656, WESTMINSTER, MD 21157-7656

Mortgage

Document Number92730001
DateApr 24, 2019
Book Page009273/000001
Lender
NameBARSHEL HOLDINGS LLC
Address10594 EDWARDIAN LN, NEW MARKET, MD 21774-6229
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueApr 23, 2020

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,075.00 (+6.3%)$447,867 (+27.33%)$501,600 (+19.14%) Land $188,700 Building $312,900
2025$4,774.00 (+20.13%)
2023$3,974.00$351,733$421,000 Land $148,700 Building $272,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1979–2015)
Claims Outside the SFHA1 of 2
Most Recent ClaimMar 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30

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