734 Brook Cir E, Montrose, MN 55363 Property Records

Wright County property record for 734 Brook Cir E, Montrose, MN 55363

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,396 sqft · built 2005
Lot Size	0.337 acres (14,719 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,000 (Nov 2025)
Tax Bill	$4,054 (2026)
Deeds & Mortgages	Jun 2021 Line of Credit Nov 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`112-033-002190`

Property Details

APN / Parcel Number

Primary APN	`112-033-002190`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,396 sqft Living Area
1st Floor Area	1,396 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Dome
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	14,719 sqft (0.337 acres)
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	734 BROOK CIR E
City	MONTROSE
State	MN
Zip	55363-8016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-02 TWP-118 RANGE-026 ROCK BROOK ESTATES LOT-019 BLOCK-002 02
Legal Range	026
Legal Township	118
Legal Section	02
Legal Subdivision	ROCK BROOK ESTATES
Legal Block	2
Legal Lot Number	19
Jurisdiction	WRIGHT MN
Township / Civil Division	MONTROSE
Census Block Group	1
Census Block	1003
Census Tract	101102

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	734 BROOK CIR E, MONTROSE, MN 55363-8016
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 4, 2025	Warranty Deed, Transfer · FHA Mortgage NEWREZ LLC
Dec 30, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2025 · Amount on Record
Deed Sale	Nov 4, 2025 · Amount on Record
Prior Sale	Nov 16, 2015 · Amount on Record
Deed Document Number	20251589048
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	734 BROOK CIR E, MONTROSE, MN 55363-8016
Transaction Type	Mortgage
Record Updated	Dec 31, 2025
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	734 BROOK CIR E, MONTROSE, MN 55363-8016

Mortgage

Document Number	0001474601
Date	Jun 23, 2021
Instrument	1474601

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Nov 4, 2025
Property Address	734 BROOK CIR E, MONTROSE, MN 55363-8016
Document Number	00A1589048
Instrument Date	Oct 31, 2025
Instrument	A1589048
Transaction Type	Transfer
Record Updated	Dec 31, 2025
Title Company	UNKNOWN, CLOSING HUB

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,105.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	734 BROOK CIR E, MONTROSE, MN 55363-8016

Mortgage

Document Number	00A1589049
Date	Nov 4, 2025
Instrument	A1589049

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	734 BROOK CIR E, MONTROSE, MN 55363-8016
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001414788
Date	Dec 30, 2019
Instrument	1414788

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 22, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	734 BROOK CIR E, MONTROSE, MN 55363-8016
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001445785
Date	Oct 29, 2020
Instrument	1445785

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	Montrose City
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,054.00 (+0.1%)	$322,200 (+0.44%) Land $55,000 Building $267,200	$322,200 (+0.44%) Land $55,000 Building $267,200
2025	$4,050.00 (+12.81%)	$320,800 (-3.08%) Land $67,000 Building $253,800	$320,800 (-3.08%) Land $67,000 Building $253,800
2023	$3,590.00 (+3.16%)	$331,000 Land $77,000 Building $254,000	$331,000 Land $77,000 Building $254,000
2022	$3,480.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Montrose serves 3,915 people · EPA ID MN1860016
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Windstream DSL	200 / 20
GigFire Fixed Wireless	150 / 130

May also be available: T-Mobile, Verizon.

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