733 Thoreau Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 733 Thoreau Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,698 sqft · built 2014
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$288,000 (Oct 2014)
Tax Bill	$8,275 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Mar 2020 Mortgage
APN	`03-14-0-202-016`

Property Details

APN / Parcel Number

Primary APN	`03-14-0-202-016`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,698 sqft Living Area
Upper Floors Area	26 sqft
Basement Area	1,698 sqft
Unfinished Basement	1,698 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Mixed
Garage Area	759 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	504 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	733 THOREAU DR
City	O FALLON
State	IL
Zip	62269-7007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDSOR CREEK PHASE 5B LOT 228 A02429755
Legal Subdivision	WINDSOR CREEK
Legal Phase	5
Legal Block	202
Legal Lot Number	228
Jurisdiction	ST CLAIR IL
Township / Civil Division	CASEYVILLE
Census Block Group	3
Census Block	3029
Census Tract	503404

Owner

733 Thoreau Dr is owned and occupied by two individuals who bought it in October 2014.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	733 THOREAU DR, O FALLON, IL 62269-7007
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2026	Deed of Trust, Mortgage · Line of Credit SCOTT CU
Mar 17, 2020	Deed of Trust, Mortgage SCOTT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2014 · Amount on File
Deed Sale	Oct 14, 2014 · Amount on File
Prior Sale	Jun 27, 2014 · Amount on File
Deed Document Number	20142429755
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	733 THOREAU DR, O FALLON, IL 62269-7007
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02872334
Date	Jan 22, 2026
Instrument	A02872334

Lender

Name	SCOTT CU
Type	Credit Union
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 21, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	733 THOREAU DR, O FALLON, IL 62269-7007
Document Number	00A2646353
Instrument Date	Mar 17, 2020
Transaction Type	Mortgage
Record Updated	Apr 20, 2020
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & CNTRY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	733 THOREAU DR O FALLON IL 622697007, O FALLON, IL 62269-7007

Mortgage

Document Number	00A2646353
Date	Mar 24, 2020
Instrument	2646353

Lender

Name	SCOTT CU
Type	Credit Union
Address	EDWARDSVILLE, IL 62025

Agreement

Amount	Amount on Record
Term	240 Months
Due	Mar 23, 2040

Interest

Rate Type	Fixed Rate
Rate	3.12%

Tax Assessment & Valuation

The 2025 property tax bill for 733 Thoreau Dr was $8,275 with a homeowner's exemption.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Caseyville Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,275.00	$123,370 Land $22,500 Building $100,870	$370,110 Land $67,500 Building $302,610
2022		$91,469 Land $17,720 Building $73,749	$274,407 Land $53,160 Building $221,247

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 733 Thoreau Dr; there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 733 Thoreau Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000

May also be available: Wisper ISP.

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